26921 Spring Ave, Dowagiac, MI 49047 Property Records

Cass County property record for 26921 Spring Ave, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,645 sqft · built 1900
Lot Size	1.99 acres (86,684 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jul 2022)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-150-320-018-00`

Property Details

APN / Parcel Number

Primary APN	`14-150-320-018-00`

Interior

Full Baths	1 Bath
Building Area	1,645 sqft Building Perimeter
1st Floor Area	1,645 sqft
Basement Area	1,645 sqft
Unfinished Basement	1,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Rustic
Lot Area	86,684 sqft (1.99 acres)
Garage Area	576 sqft

Location & Zoning

Street Address	26921 SPRING AVE
City	DOWAGIAC
State	MI
Zip	49047-7414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 1390A-1 LOTS 18 & 19 SPRING ACRES.
Legal Subdivision	SPRING ACRES
Legal Lot Number	18,19
Jurisdiction	CASS MI
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1009
Census Tract	2000

Owner

Source: Cass County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	26921 SPRING AVE, DOWAGIAC, MI 49047-7414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Nov 4, 2019	Deed of Trust, Mortgage · Line of Credit HONOR CU
May 12, 2017	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Transfer Date	May 11, 2017
Prior Transfer Doc	1123/0159
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	26921 SPRING AVE, DOWAGIAC, MI 49047-7414
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26921 SPRING AVE, DOWAGIAC, MI 49047-7414

Mortgage

Document Number	001242/575
Date	Feb 6, 2024
Book Page	1242/575

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Dec 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jul 12, 2022
Property Address	26921 SPRING AVE, DOWAGIAC, MI 49047-7414
Document Number	01219/2550
Book / Page	1219 / 2550
Map Reference	LB 1-F PG 292
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26921 SPRING AVE, DOWAGIAC, MI 49047-7414

Mortgage

Document Number	0012192551
Date	Jul 12, 2022
Instrument	1219-2551

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	26921 SPRING AVE, DOWAGIAC, MI 49047-7414
Transaction Type	Mortgage
Record Updated	Dec 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1163/0452
Date	Nov 4, 2019
Book Page	1163/0452

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	237 Months
Due	Aug 12, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	May 12, 2017
Property Address	26921 SPRING AVE, DOWAGIAC, MI 49047-7414
Document Number	1123/0159
Book / Page	1123 / 0159
Map Reference	LB1-F PG292
Instrument Date	May 11, 2017
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	26921 SPRING AVE, DOWAGIAC, MI 49047-7414

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Wayne Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,600 (-2.92%)	$299,200 (-2.92%)
2025	$1,162.00 (-57.99%) Homeowner's exemption	$154,100 (+52.42%) Land $154,100	$308,200 (+52.42%) Land $308,200
2024	$2,766.00 (+42.65%)
2023		$101,100	$202,200
2022	$1,939.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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