26895 Spring Ave, Dowagiac, MI 49047 Property Records

Cass County property record for 26895 Spring Ave, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1900
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,053 (Nov 2011)
Tax Bill	$727 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-150-320-021-00`

Property Details

APN / Parcel Number

Primary APN	`14-150-320-021-00`

Interior

Full Baths	1 Bath
Building Area	1,152 sqft Building Perimeter
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cottage
Lot Area	44,431 sqft (1.02 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	26895 SPRING AVE
City	DOWAGIAC
State	MI
Zip	49047-7414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 1390B-1 LOT 21 SPRING ACRES.
Legal Subdivision	SPRING ACRES
Legal Lot Number	21
Jurisdiction	CASS MI
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1009
Census Tract	2000

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26895 SPRING AVE, DOWAGIAC, MI 49047-7414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
May 12, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2011 · Amount on Record
Deed Sale	Nov 17, 2011 · Amount on Record
Prior Sale	May 5, 2010 · Amount on Record
Deed Book / Page	1033 / 731
Last Transfer Date	Aug 30, 2024
Transfer Doc	001250/479
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	26895 SPRING AVE, DOWAGIAC, MI 49047-7414
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01165/1102
Date	Dec 23, 2019
Book Page	1165/1102

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	26895 SPRING AVE, DOWAGIAC, MI 49047-7414
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01216/2295
Date	May 12, 2022
Book Page	1216/2295

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Wayne Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,300 (-3.51%)	$170,600 (-3.51%)
2025	$727.00 (-41.18%) Homeowner's exemption	$88,400 (+54.28%) Land $88,400	$176,800 (+54.28%) Land $176,800
2024	$1,236.00 (+14.44%)
2023		$57,300	$114,600
2022	$1,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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