2691 Watson St, Castro Valley, CA 94546 Property Records

Alameda County property record for 2691 Watson St, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1948
Lot Size	0.136 acres (5,928 sqft)
Owner	Individual Name on File
Last Sale	$970,000 (Jan 2023)
Tax Bill	$12,978 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`416-20-14`

Property Details

APN / Parcel Number

Primary APN	`416-20-14`
Alternative APN	`416-0020-014-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1954
Architectural Style	Other
Construction Type	Wood
Lot Area	5,928 sqft (0.136 acres)

Location & Zoning

Street Address	2691 WATSON ST
City	CASTRO VALLEY
State	CA
Zip	94546-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1016
Census Tract	431100

Owner

Source: Alameda County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2691 WATSON ST, CASTRO VALLEY, CA 94546-6421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 19, 2022	Grant Deed, Transfer · Commercial Mortgage MILLENNIAL BANK
Dec 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 9, 2023 · Amount on Record
Deed Sale	Jan 9, 2023 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	2023002121
Record Updated	Jun 7, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 9, 2023
Property Address	2691 WATSON ST, CASTRO VALLEY, CA 94546-6421
Document Number	0000002121
Map Reference	MB 27 PG 87
Instrument Date	Jan 3, 2023
Instrument	2023002121
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,067.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2691 WATSON ST, CASTRO VALLEY, CA 94546-6421

Mortgage

Document Number	0000002122
Date	Jan 9, 2023
Instrument	2023002122

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 19, 2022
Property Address	2691 WATSON ST, CASTRO VALLEY, CA 94546-6421
Document Number	0000077482
Map Reference	MB 27 PG 87
Instrument Date	Apr 5, 2022
Instrument	2022077482
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 21ST ST, SACRAMENTO, CA 95811-5226

Mortgage

Document Number	0000077483
Date	Apr 19, 2022
Instrument	2022077483

Lender

Name	MILLENNIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 11, 2020
Property Address	2691 WATSON ST, CASTRO VALLEY, CA 94546-6421
Document Number	0000347659
Instrument Date	Oct 30, 2020
Instrument	347659
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2691 WATSON ST CASTRO VALLEY CA 945466421, CASTRO VALLEY, CA 94546-6421

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2691 WATSON ST, CASTRO VALLEY, CA 94546-6421
Document Number	0000078976
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2691 WATSON ST CASTRO VALLEY CA 945466421, CASTRO VALLEY, CA 94546-6421

Mortgage

Document Number	0000078976
Date	Apr 6, 2017
Instrument	78976

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,978.00 (+27.54%)	$1,009,187 (+29.55%) Land $302,756 Building $706,431
2023	$10,176.00	$779,000 Land $233,700 Building $545,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1989–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom, Unwired.

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