2685 Watson St, Castro Valley, CA 94546 Property Records

Alameda County property record for 2685 Watson St, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,169 sqft · built 1948
Lot Size	0.119 acres (5,200 sqft)
Owner	Company Name on File
Last Sale	$405,000 (Apr 2004)
Tax Bill	$7,744 (2025)
Deeds & Mortgages	Oct 2022 Transfer Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`416-20-13`

Property Details

APN / Parcel Number

Primary APN	`416-20-13`
Alternative APN	`416-0020-013-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,169 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2685 WATSON ST
City	CASTRO VALLEY
State	CA
Zip	94546-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00014 BLK: 0002 TR: 0875
Legal Subdivision	TRACT 875
Legal Tract	0875
Legal Block	2
Legal Lot Number	14
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1016
Census Tract	431100

Owner

Source: Alameda County assessment roll, as of June 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2685 WATSON ST, CASTRO VALLEY, CA 94546-6421
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Intrafamily Transfer, Transfer
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 19, 2017	Loan Modification, Mortgage · Conventional Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 1, 2004 · Amount on Record
Deed Sale	Apr 1, 2004 · Amount on Record
Prior Sale	Mar 31, 1998 · Amount on Record
Deed Document Number	2004138007
Last Transfer Date	Sep 28, 2022
Transfer Doc	0000171411
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 13, 2022
Property Address	2685 WATSON ST, CASTRO VALLEY, CA 94546-6421
Document Number	0000171411
Map Reference	MB 27 PG 87
Instrument Date	Sep 28, 2022
Instrument	2022171411
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 WATSON ST, CASTRO VALLEY, CA 94546-6421

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2685 WATSON ST, CASTRO VALLEY, CA 94546-6421
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 WATSON ST, CASTRO VALLEY, CA 94546-6421

Mortgage

Document Number	0000068638
Date	Apr 5, 2022
Instrument	2022068638

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2685 WATSON ST, CASTRO VALLEY, CA 94546-6421
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ENTIN RD 200, 200, PARSIPPANY, NJ 07054-5000

Mortgage

Document Number	0000215479
Date	Jun 14, 2021
Instrument	2021215479

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2685 WATSON ST, CASTRO VALLEY, CA 94546-6421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080437
Date	Apr 10, 2020
Instrument	2020080437

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALAMEDA CA
Property Address	2685 WATSON ST, CASTRO VALLEY, CA 94546-6421
Document Number	0000145698
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 WATSON ST CASTRO VALLEY CA 945466421, CASTRO VALLEY, CA 94546-6421

Mortgage

Document Number	0000145698
Date	Jul 5, 2017
Instrument	145698

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 4, 2057

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of June 20, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,744.00 (+4.51%) Homeowner's exemption	$568,791 (+2.77%) Land $172,737 Building $403,054
2023	$7,410.00 Homeowner's exemption	$553,435 Land $166,030 Building $387,405	$775,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1989–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Sonic Telecom, Unwired.

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