2690 Watson St, Castro Valley, CA 94546 Property Records

Alameda County property record for 2690 Watson St, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1948
Lot Size	0.119 acres (5,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Apr 2026)
Tax Bill	$10,925 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`416-10-35`

Property Details

APN / Parcel Number

Primary APN	`416-10-35`
Alternative APN	`416-0010-035-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	104 ft deep x 50 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2690 WATSON ST
City	CASTRO VALLEY
State	CA
Zip	94546-6422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00010 BLK: 0001 TR: 0875
Legal Subdivision	TR 875
Legal Tract	0875
Legal Block	1
Legal Lot Number	10
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1007
Census Tract	431100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2690 WATSON ST, CASTRO VALLEY, CA 94546-6422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 30, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Nov 30, 2023 · Amount on Record
Deed Document Number	202643724
Prior Transfer Date	Mar 18, 2012
Prior Transfer Doc	0000125134
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 3, 2026
Property Address	2690 WATSON ST, CASTRO VALLEY, CA 94546-6422
Document Number	0000043724
Instrument Date	Mar 31, 2026
Instrument	202643724
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,324.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2690 WATSON ST, CASTRO VALLEY, CA 94546-6422

Mortgage

Document Number	0000043725,
Date	Apr 3, 2026
Instrument	202643725

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 30, 2023
Property Address	2690 WATSON ST, CASTRO VALLEY, CA 94546-6422
Document Number	0000140072
Map Reference	MB 27 PG 87
Instrument Date	Nov 9, 2023
Instrument	2023140072
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2690 WATSON ST, CASTRO VALLEY, CA 94546-6422

Mortgage

Document Number	0000140073
Date	Nov 30, 2023
Instrument	2023140073

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 12, 2017
Property Address	2690 WATSON ST, CASTRO VALLEY, CA 94546-6422
Document Number	0000199314
Instrument Date	Aug 22, 2017
Instrument	199314
Transaction Type	Transfer
Record Updated	Oct 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2690 WATSON ST CASTRO VALLEY CA 945466422, CASTRO VALLEY, CA 94546-6422

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$853,127 (+2%) Land $255,938 Building $597,189
2025	$10,925.00 (+2.49%)	$836,400 (+70.41%) Land $250,920 Building $585,480
2024	$10,660.00 (+59.94%)
2023	$6,665.00 Homeowner's exemption	$490,822 Land $147,246 Building $343,576	$714,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1989–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom, Unwired.

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