2691 Elm Cir, El Centro, CA 92243 Property Records

Imperial County property record for 2691 Elm Cir, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,550 sqft · built 2004
Lot Size	0.269 acres (11,723 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (May 2017)
Tax Bill	$7,326 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-721-023-000`

Property Details

APN / Parcel Number

Primary APN	`052-721-023-000`
Alternative APNs	`0527212301` `05272123`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,550 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	11,723 sqft (0.269 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2691 ELM CIR
City	EL CENTRO
State	CA
Zip	92243-6187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK 1 OF RENAISSANCE SUBD UNIT NO 3 CITY OF EL CENTRO
Legal Subdivision	RENAISSANCE SUBD
Legal Block	1
Legal Lot Number	23
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2008
Census Tract	11801

Owner

Source: Imperial County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2691 ELM CIR, EL CENTRO, CA 92243-6187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 4, 2017	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Prior Sale	Jan 19, 2012 · Amount on Record
Deed Document Number	201710441
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2691 ELM CIR, EL CENTRO, CA 92243-6187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007563
Date	Apr 24, 2020
Instrument	2020007563

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	May 4, 2017
Property Address	2691 ELM CIR, EL CENTRO, CA 92243-6187
Document Number	0000010441
Map Reference	MB22 PG45
Instrument Date	Mar 8, 2017
Instrument	2017010441
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2691 ELM CIR, EL CENTRO, CA 92243-6187

Mortgage

Document Number	0000010442
Date	May 4, 2017
Instrument	2017010442

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	McCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$689,429 (+6.12%) Land $100,619 Building $588,810
2025	$7,326.00 (+3.15%)
2023	$7,102.00 (+2.47%) Homeowner's exemption	$649,667 Land $94,817 Building $554,850
2022	$6,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, California Internet.

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