2690 Elm Cir, El Centro, CA 92243 Property Records

Imperial County property record for 2690 Elm Cir, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,550 sqft · built 2005
Lot Size	0.269 acres (11,699 sqft)
Owner	2 Individual Names on File
Last Sale	$860,000 (Aug 2023)
Tax Bill	$9,606 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`052-721-021-000`

Property Details

APN / Parcel Number

Primary APN	`052-721-021-000`
Alternative APNs	`0527212101` `05272121`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,550 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Lot Area	11,699 sqft (0.269 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2690 ELM CIR
City	EL CENTRO
State	CA
Zip	92243-6186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK 1 OF RENAISSANCE SUBD UNIT NO 3 CITY OF EL CENTRO
Legal Subdivision	RENAISSANCE 03
Legal Block	1
Legal Lot Number	21
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2008
Census Tract	11801

Owner

Source: Imperial County records · APN 052-721-021-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2690 ELM CIR, EL CENTRO, CA 92243-6186
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Jan 12, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 13, 2019	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Aug 25, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 05, 2018	Grant Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Jan 05, 2018 · Amount on Record
Deed Document Number	202312615
Prior Transfer Date	Aug 28, 2019
Prior Transfer Doc	0000016571
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 11, 2023
Property Address	2690 ELM CIR, EL CENTRO, CA 92243-6186
Document Number	0000012615
Map Reference	MB 22 PG 45
Instrument Date	Jul 20, 2023
Instrument	2023012615
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2690 ELM CIR, EL CENTRO, CA 92243-6186

Mortgage

Document Number	0000012616
Date	Aug 11, 2023
Instrument	2023012616

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2690 ELM CIR, EL CENTRO, CA 92243-6186
Transaction Type	Mortgage
Record Updated	Mar 01, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2690 ELM CIR, EL CENTRO, CA 92243-6186

Mortgage

Document Number	0000000909
Date	Jan 12, 2022
Instrument	2022000909

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2690 ELM CIR, EL CENTRO, CA 92243-6186
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023087
Date	Oct 18, 2017
Instrument	2017023087

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2690 ELM CIR, EL CENTRO, CA 92243-6186
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022855
Date	Nov 13, 2019
Instrument	2019022855

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2690 ELM CIR, EL CENTRO, CA 92243-6186
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2690 ELM CIR, EL CENTRO, CA 92243-6186

Mortgage

Document Number	0000015169
Date	Aug 25, 2020
Instrument	2020015169

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Apr 01, 2048

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 30, 2019
Property Address	2690 ELM CIR, EL CENTRO, CA 92243-6186
Document Number	0000016571
Instrument Date	Aug 28, 2019
Instrument	16571
Transaction Type	Transfer
Record Updated	Oct 07, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2690 ELM CIR EL CENTRO CA 922436186, EL CENTRO, CA 92243-6186

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jan 05, 2018
Property Address	2690 ELM CIR, EL CENTRO, CA 92243-6186
Document Number	0000000222
Map Reference	MB 22 PG 45
Instrument Date	Dec 14, 2017
Instrument	2018000222
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 175, EL CENTRO, CA 92244-0175

Mortgage

Document Number	0000000223
Date	Jan 05, 2018
Instrument	2018000223

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	McCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$894,744 (+47.41%) Land $88,434 Building $806,310
2025	$9,606.00 (+43.2%)
2023	$6,708.00 (+2.44%)	$606,971 Land $82,022 Building $524,949
2022	$6,548.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Imperial County (06025C), as of October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, California Internet.

Based on FCC filings for 263 locations within half a mile of this property.

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