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2646 Elm Cir, El Centro, CA 92243 Property Records

Imperial County property record for 2646 Elm Cir, El Centro, CA 92243 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,015 sqft · built 2005
Lot Size0.201 acres (8,761 sqft)
OwnerIndividual Name on File
Last Sale$513,500 (Oct 2020)
Tax Bill$6,089 (2025)
Deeds & MortgagesOct 2020 Sale
Oct 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN052-722-021-000

Property Details

APN / Parcel Number

Primary APN052-722-021-000
Alternative APNs
  • 0527222101
  • 05272221

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,015 sqft Living Area
1st Floor Area3,015 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area8,761 sqft (0.201 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address2646 ELM CIR
CityEL CENTRO
StateCA
Zip92243-6177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 BLK 2 OF RENAISSANCE SUBD UNIT NO 3 CITY OF EL CENTRO
Legal SubdivisionRENAISSANCE 03
Legal Block2
Legal Lot Number18
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group2
Census Block2011
Census Tract11801

Owner

Source: Imperial County records · APN 052-722-021-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2646 ELM CIR, EL CENTRO, CA 92243-6177
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2020Grant Deed, Transfer
ORANGE COAST TITLE COMPANY
Oct 08, 2020Quit Claim Deed, Transfer
ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Jul 14, 2017Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2020 · Amount on Record
Deed SaleOct 08, 2020 · Amount on Record
Prior SaleJul 14, 2017 · Amount on Record
Deed Document Number202018156
Prior Transfer DateSep 12, 2020
Prior Transfer Doc0000018157
Record UpdatedSep 20, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateOct 08, 2020
Property Address2646 ELM CIR, EL CENTRO, CA 92243-6177
Document Number0000018156
Map ReferenceMB 22 PG 45
Instrument DateOct 08, 2020
Instrument2020018156
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2646 ELM CIR, EL CENTRO, CA 92243-6177

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIMPERIAL CA
Recording DateOct 08, 2020
Property Address2646 ELM CIR, EL CENTRO, CA 92243-6177
Document Number0000018157
Instrument DateSep 12, 2020
Instrument18157
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2646 ELM CIR EL CENTRO CA 922436177, EL CENTRO, CA 92243-6177

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateJul 14, 2017
Property Address2646 ELM CIR, EL CENTRO, CA 92243-6177
Document Number0000016124
Map ReferenceMB22 PG45
Instrument DateJun 09, 2017
Instrument2017016124
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2646 ELM CIR, EL CENTRO, CA 92243-6177

Mortgage

Document Number0000016125
DateJul 14, 2017
Instrument2017016125
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictMcCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$566,941 (+6.12%) Land $82,804 Building $484,137
2025$6,089.00 (+3.12%)
2023$5,905.00 (+2.45%)$534,245 Land $78,030 Building $456,215
2022$5,764.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Imperial County (06025C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 2% of California
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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