2691 Carpenter Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2691 Carpenter Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2022)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-014-032-00`

Property Details

APN / Parcel Number

Primary APN	`017-014-032-00`

Interior

Flooring	Carpet

Exterior

Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	233 ft deep x 100 ft wide

Location & Zoning

Street Address	2691 CARPENTER RD
City	LAPEER
State	MI
Zip	48446-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 13 008 000 00 SEC 14 T8N R9E THE S 100 FT OF N 1107.30 FT OF E 233 FTOF NW 1/4 OF SE 1/4. .53 A.
Legal Range	09E
Legal Township	08N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1005
Census Tract	334500

Owner

2691 Carpenter Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2691 CARPENTER RD, LAPEER, MI 48446-9008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Aug 4, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jan 23, 2020	Deed of Trust, Mortgage · Conventional with PMI OXFORD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	May 18, 2006 · Amount on File
Deed Book / Page	3316 / 461
Prior Transfer Date	Jan 27, 2015
Prior Transfer Doc	0027490400
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 14, 2022
Property Address	2691 CARPENTER RD, LAPEER, MI 48446-9008
Document Number	0033160461
Book / Page	3316 / 461
Instrument Date	Sep 12, 2022
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2691 CARPENTER RD, 2691, LAPEER, MI 48446-9008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2691 CARPENTER RD, LAPEER, MI 48446-9008

Mortgage

Document Number	0003316379
Date	Sep 14, 2022
Instrument	3316/379

Lender

Name	STAUNTON FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2691 CARPENTER RD, LAPEER, MI 48446-9008
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2691 CARPENTER RD, LAPEER, MI 48446-9008

Mortgage

Document Number	0032260042
Date	Aug 4, 2021
Book Page	3226/42

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2691 CARPENTER RD, LAPEER, MI 48446-9008
Document Number	0030760776
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2691 CARPENTER RD LAPEER MI 484469008, LAPEER, MI 48446-9008

Mortgage

Document Number	0030760776
Date	Jan 29, 2020
Book Page	003076/000776

Lender

Name	OXFORD BK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Jan 28, 2025

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 2691 Carpenter Rd was $2,672 with a homeowner's exemption, up 4.1% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,200 (-2.45%)	$270,400 (-2.45%)
2025	$2,672.00 (+4.09%) Homeowner's exemption	$138,600	$277,200
2024	$2,567.00
2023		$113,300	$226,600
2022	$1,234.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2691 Carpenter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2691 Carpenter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Bitwise, Spectrum.

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