Lapeer County property record for 2656 Carpenter Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Aug 1997) |
| Tax Bill | $1,272 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-014-027-00 |
| Primary APN | 017-014-027-00 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Street Address | 2656 CARPENTER RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17 13 001 000 00 SEC 14 T8N R9E THE S 165 FT OF N 330 FT OF N 1/2 OF SE 1/4 OF SE 1/4. 5 A. |
| Legal Range | 09E |
| Legal Township | 08N |
| Legal Section | 14 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 334500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2656 CARPENTER RD, LAPEER, MI 48446-9008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 1997 · Amount on Record |
| Deed Sale | Aug 20, 1997 · Amount on Record |
| Deed Book / Page | 1038 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jul 24, 2026 |
| Property Address | 2656 CARPENTER RD, LAPEER, MI 48446-9008 |
| Document Number | 3533000862 |
| Book / Page | 3533 / 862 |
| Instrument Date | Jul 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2656 CARPENTER RD, LAPEER, MI 48446-9008 |
| Document Number | 3533000862, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 3533/862 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,900 (-53.79%) | $59,800 (-53.79%) | |
| 2025 | $1,272.00 (+14.08%) Homeowner's exemption | $64,700 (+11.94%) | $129,400 (+11.94%) |
| 2023 | $57,800 | $115,600 | |
| 2022 | $1,115.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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