2702 Carpenter Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2702 Carpenter Rd, Lapeer, MI 48446

Property Summary

Property Type	General Agricultural/Rural
Lot Size	35.5 acres (1,546,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Nov 2019)
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Apr 2022 Sale Sep 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`017-014-023-00`

Property Details

APN / Parcel Number

Primary APN	`017-014-023-00`

Interior

Flooring	Carpet

Exterior

Lot Area	1,546,380 sqft (35.5 acres)

Location & Zoning

Street Address	2702 CARPENTER RD
City	LAPEER
State	MI
Zip	48446-8914
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	OREGON TOWNSHIP; LAPEER COUNTY, MI; SEC 14 T8N R9E NE 1/4 OF SE 1/4 LESS R/W OF MCRR ALSO EX THE S 100 FEET OF W 500 FEET
Legal Range	09E
Legal Township	08N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1002
Census Tract	334500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2702 CARPENTER RD, LAPEER, MI 48446-8914
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Land Contract, Transfer
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Aug 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 13, 2020	Deed of Trust, Mortgage LAKESTONE BK&TR
Nov 19, 2019	Warranty Deed, Transfer LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	20193062413
Deed Book / Page	3062 / 413
Last Transfer Date	Aug 5, 2020
Transfer Doc	0031190899
Record Updated	Oct 29, 2026

April 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	LAPEER MI
Recording Date	Apr 15, 2022
Property Address	2702 CARPENTER RD, LAPEER, MI 48446-8914
Document Number	0032870647
Book / Page	3287 / 647
Instrument Date	Apr 13, 2022
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2077 KEERAN DR, LAPEER, MI 48446-7737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 CARPENTER RD, LAPEER, MI 48446-8914

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2702 CARPENTER RD, LAPEER, MI 48446-8914
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 CARPENTER RD, LAPEER, MI 48446-8914

Mortgage

Document Number	0032370579
Date	Sep 17, 2021
Book Page	3237/579

Lender

Name	CHOICEONE BANK
Type	Bank
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2702 CARPENTER RD, LAPEER, MI 48446-8914
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	LAKE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 CARPENTER RD, LAPEER, MI 48446-8914

Mortgage

Document Number	0032210829
Date	Jul 21, 2021
Book Page	3221/829

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 6, 2020
Property Address	2702 CARPENTER RD, LAPEER, MI 48446-8914
Document Number	0031190899
Book / Page	003119 / 000899
Instrument Date	Aug 5, 2020
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1166 N COATS RD OXFORD MI 483713102, OXFORD, MI 48371-3102

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2702 CARPENTER RD, LAPEER, MI 48446-8914
Document Number	0030800764
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2702 CARPENTER RD LAPEER MI 484468914, LAPEER, MI 48446-8914

Mortgage

Document Number	0030800764
Date	Feb 20, 2020
Book Page	003080/000764

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2035

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 19, 2019
Property Address	2702 CARPENTER RD, LAPEER, MI 48446-8914
Document Number	0030620413
Book / Page	003062 / 000413
Instrument Date	Nov 12, 2019
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2702 CARPENTER RD LAPEER MI 484468914, LAPEER, MI 48446-8914

Mortgage

Document Number	30620416
Date	Nov 19, 2019
Book Page	003062/000416

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,900 (-2.18%)	$305,800 (-2.18%)
2025	$1,440.00 (+3.97%)	$156,300 (+24.74%)	$312,600 (+24.74%)
2024	$1,385.00 (+9.92%)
2023		$125,300	$250,600
2022	$1,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	25 / 5

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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