269 Jay Cooke Rd, Esko, MN 55733 Property Records

Carlton County property record for 269 Jay Cooke Rd, Esko, MN 55733

Property Summary

Property TypeSingle Family Home
Lot Size6.76 acres (294,466 sqft)
OwnerIndividual Name on File
Last Sale$237,500 (Jan 2007)
Tax Bill$5,902 (2026)
Deeds & MortgagesSep 2026 Mortgage
Jul 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN78-010-0725

Property Details

APN / Parcel Number

Primary APN78-010-0725
Alternative APN
  • 25110

Exterior

Lot Area294,466 sqft (6.76 acres)

Location & Zoning

Account Number25110
Street Address269 JAY COOKE RD
CityESKO
StateMN
Zip55733-9727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF NE1/4 OF SW1/4 BEG AT A PT ON S R/W TOWN OF THOMSON TOWNSHIP
Legal Range16
Legal Township48
Legal Section03
Legal SubdivisionTOWN OF THOMSON TOWNSHIP
JurisdictionCARLTON MN
Township / Civil DivisionTHOMSON
Census Block Group1
Census Block1026
Census Tract70300

Owner

269 Jay Cooke Rd is owned and occupied by an individual who acquired it in July 2019.

Source: Carlton County records, as of April 24, 2026

Owner of RecordIndividual Name on File
Mailing Address269 JAY COOKE RD, ESKO, MN 55733-9727
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
NORTHWOODS CREDIT UNION
Jul 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FRANDSEN BANK & TRUST
Jul 29, 2019Quit Claim Deed, Transfer · Stand-Alone Refinance
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2007 · Amount on File
Deed SaleJan 11, 2007 · Amount on File
Deed Document Number2007406941
Last Transfer DateJul 17, 2019
Transfer Doc0000487006
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Recording DateSep 1, 2026
Property Address269 JAY COOKE RD, ESKO, MN 55733-9727
Document Number0000528537
Instrument DateAug 10, 2026
Instrument2026528537
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address269 JAY COOKE RD, ESKO, MN 55733-9727

Mortgage

Document Number0000528537,
DateSep 1, 2026
Instrument2026528537
Lender
NameNORTHWOODS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueAug 14, 2036
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address269 JAY COOKE RD, ESKO, MN 55733-9727
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000500096
DateJul 2, 2021
InstrumentA000500096
Lender
NameFRANDSEN BANK & TRUST
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueAug 1, 2026

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARLTON MN
Recording DateJul 29, 2019
Property Address269 JAY COOKE RD, ESKO, MN 55733-9727
Document NumberA000487006
Instrument DateJul 17, 2019
InstrumentA000487006
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address269 KOSKI RD, ESKO, MN 55733-9425

Mortgage

Document NumberA000487007
DateJul 29, 2019
InstrumentA000487007
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueAug 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 269 Jay Cooke Rd was $5,902 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionThomson Township
Unified School DistrictEsko Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,902.00 Homeowner's exemption
2025$526,900 (+3.42%) Land $124,300 Building $402,600$526,900 (+3.42%) Land $124,300 Building $402,600
2024$5,440.00 Homeowner's exemption$509,500 (+9.19%) Land $124,300 Building $385,200$509,500 (+9.19%) Land $124,300 Building $385,200
2023$5,440.00 Homeowner's exemption$466,600 (-) Land $116,800 Building $349,800$466,600 (-) Land $116,800 Building $349,800
2022$466,600 Land $116,800 Building $349,800$466,600 Land $116,800 Building $349,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 269 Jay Cooke Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 269 Jay Cooke Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000

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