239 Jay Cooke Rd, Esko, MN 55733 Property Records

Carlton County property record for 239 Jay Cooke Rd, Esko, MN 55733

Property Summary

Property TypeSingle Family Home
Lot Size17.3 acres (756,637 sqft)
OwnerIndividual Name on File
Last Sale$217,439 (Oct 2017)
Tax Bill$2,882 (2026)
Deeds & MortgagesOct 2021 Refinance
Apr 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN78-010-0700

Property Details

APN / Parcel Number

Primary APN78-010-0700
Alternative APN
  • 25106

Exterior

Lot Area756,637 sqft (17.3 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number25106
Street Address239 JAY COOKE RD
CityESKO
StateMN
Zip55733-9727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 960 FT OF SE1/4 OF NW1/4 EX N 540 FT TOWN OF THOMSON TOWNSHIP
Legal Range16
Legal Township48
Legal Section03
Legal SubdivisionTOWN OF THOMSON TOWNSHIP
JurisdictionCARLTON MN
Township / Civil DivisionTHOMSON
Census Block Group1
Census Block1026
Census Tract70300

Owner

Source: Carlton County assessment roll, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address239 JAY COOKE RD, ESKO, MN 55733-9727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHVIEW BANK
Apr 10, 2017Deed of Trust, Mortgage · Line of Credit
FRANDSEN BANK & TRUST
Oct 16, 2017Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE LENDING SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 2017 · Amount on Record
Deed SaleOct 16, 2017 · Amount on Record
Prior SaleJun 10, 2015 · Amount on Record
Deed Document Number2017476939
Prior Transfer DateMay 20, 2008
Prior Transfer Doc0000419567
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address239 JAY COOKE RD, ESKO, MN 55733-9727
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000502224
DateOct 12, 2021
InstrumentA000502224
Lender
NameNORTHVIEW BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address239 JAY COOKE RD, ESKO, MN 55733-9727
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000473587
DateApr 10, 2017
InstrumentA000473587
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressCLOQUET, MN 55720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term48 Months
DueApr 25, 2021
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateOct 16, 2017
Property Address239 JAY COOKE RD, ESKO, MN 55733-9727
Document NumberA000476939
Instrument DateSep 29, 2017
InstrumentA000476939
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyCARLTON COUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$717.55
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address239 JAY COOKE RD, ESKO, MN 55733-9727
InvestorPossibly a Property Investor

Mortgage

Document NumberA000476940
DateOct 16, 2017
InstrumentA000476940
Lender
NameMORTGAGE LENDING SERVICES LLC
TypeMortgage Company
AddressMINNEAPOLIS, MN 55447
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionThomson Township
Unified School DistrictEsko Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,882.00 (+3.45%) Homeowner's exemption
2025$288,000 (+2.24%) Land $157,000 Building $131,000$288,000 (+2.24%) Land $157,000 Building $131,000
2024$2,786.00 Homeowner's exemption$281,700 (+8.06%) Land $157,000 Building $124,700$281,700 (+8.06%) Land $157,000 Building $124,700
2023$2,786.00 Homeowner's exemption$260,700 (-) Land $146,800 Building $113,900$260,700 (-) Land $146,800 Building $113,900
2022$260,700 Land $146,800 Building $113,900$260,700 Land $146,800 Building $113,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Communications
Fiber
2,000 / 1,000
Starlink
Satellite
280 / 30

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