Carlton County property record for 235 Jay Cooke Rd, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10.9 acres (475,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $923,500 (May 2025) |
| Tax Bill | $4,716 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-010-0705 |
| Primary APN | 78-010-0705 |
|---|---|
| Alternative APN |
|
| Lot Area | 475,240 sqft (10.9 acres) |
|---|
| Account Number | 25108 |
|---|---|
| Street Address | 235 JAY COOKE RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 540 FT OF E 960 FT OF SE1/4 OF NW1/4 EX TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 48 |
| Legal Section | 03 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 70300 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 235 JAY COOKE RD, ESKO, MN 55733-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage EASE MORTGAGE |
| May 15, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage NEXT DOOR LENDING LLC |
| Nov 2, 2017 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on Record |
| Deed Sale | May 15, 2025 · Amount on Record |
| Deed Document Number | 2025521381 |
| Prior Transfer Date | Aug 28, 2015 |
| Prior Transfer Doc | 0000464549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 235 JAY COOKE RD, ESKO, MN 55733-9727 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000525928 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | A000525928 |
| Name | EASE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | May 15, 2025 |
| Property Address | 235 JAY COOKE RD, ESKO, MN 55733-9727 |
| Document Number | A000521381 |
| Instrument Date | May 8, 2025 |
| Instrument | A000521381 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | THE TITLE TEAM |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 JAY COOKE RD, ESKO, MN 55733-9727 |
| Document Number | A000521382 |
|---|---|
| Date | May 15, 2025 |
| Instrument | A000521382 |
| Name | NEXT DOOR LENDING LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 235 JAY COOKE RD, ESKO, MN 55733-9727 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | , A000477295 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | A000477295 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 18, 2027 |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,716.00 (-39.79%) Homeowner's exemption | ||
| 2025 | $724,800 (+2.9%) Land $135,500 Building $589,300 | $724,800 (+2.9%) Land $135,500 Building $589,300 | |
| 2024 | $7,832.00 Homeowner's exemption | $704,400 (+9.67%) Land $135,500 Building $568,900 | $704,400 (+9.67%) Land $135,500 Building $568,900 |
| 2023 | $7,832.00 Homeowner's exemption | $642,300 (-) Land $127,200 Building $515,100 | $642,300 (-) Land $127,200 Building $515,100 |
| 2022 | $642,300 Land $127,200 Building $515,100 | $642,300 Land $127,200 Building $515,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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