2689 Spruce Dr, West Dundee (Dundee), IL 60118 Property Records

Kane County property record for 2689 Spruce Dr, West Dundee, IL 60118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,886 sqft · built 2004
Lot Size	0.211 acres (9,170 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Nov 2022)
Tax Bill	$11,836 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-17-407-006`

Property Details

APN / Parcel Number

Primary APN	`03-17-407-006`

Interior

Bedrooms	3 Beds
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,886 sqft Living Area
Gross Area	4,725 sqft
1st Floor Area	1,839 sqft
Basement Area	1,317 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,170 sqft (0.211 acres)
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2689 SPRUCE DR
City	WEST DUNDEE
State	IL
Zip	60118-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH ACRES SUB UNIT 2 LOT 87
Legal Subdivision	HIGH ACRES
Legal Block	2
Legal Lot Number	87
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	2
Census Block	2010
Census Tract	850103

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2689 SPRUCE DR, WEST DUNDEE, IL 60118-1540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Dec 23, 2004 · Amount on Record
Deed Document Number	202253462
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 3, 2022
Property Address	2689 SPRUCE DR, WEST DUNDEE, IL 60118-1540
Document Number	0000053462
Instrument Date	Oct 26, 2022
Instrument	2022K053462
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 WASHINGTON ST, WEST DUNDEE, IL 60118-1242

Mortgage

Document Number	0000053463
Date	Nov 3, 2022
Instrument	2022K053463

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	West Dundee Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,836.00 (+17.06%) Homeowner's exemption
2024		$145,668 (+20.61%) Land $24,968 Building $120,700	$437,179 (+20.66%) Land $74,934 Building $362,245
2022	$10,111.00 (+3.58%) Homeowner's exemption	$120,778 (+5.91%) Land $22,465 Building $98,313	$362,334 (+5.91%) Land $67,395 Building $294,939
2021	$9,762.00 Homeowner's exemption	$114,038 Land $21,211 Building $92,827	$342,114 Land $63,633 Building $278,481

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2000)
Most Recent Claim	Sep 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST DUNDEE serves 7,845 people · EPA ID IL0890950
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20