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2687 Spruce Dr, West Dundee (Dundee), IL 60118 Property Records

Kane County property record for 2687 Spruce Dr, West Dundee, IL 60118

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,886 sqft · built 2004
Lot Size0.246 acres (10,699 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Apr 2019)
Tax Bill$11,960 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-17-429-001

Property Details

APN / Parcel Number

Primary APN03-17-429-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,886 sqft Living Area
Gross Area4,725 sqft
1st Floor Area1,839 sqft
Basement Area1,317 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Lot Area10,699 sqft (0.246 acres)
Lot Dimensions140 ft deep x 79 ft wide
Garage TypeAttached
Garage Area522 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2687 SPRUCE DR
CityWEST DUNDEE
StateIL
Zip60118-1540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGH ACRES SUB UNIT 1 LOT 34
Legal SubdivisionHIGH ACRES
Legal Block2
Legal Lot Number34
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group2
Census Block2010
Census Tract850103

Owner

Source: Kane County records · APN 03-17-429-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2687 SPRUCE DR, WEST DUNDEE, IL 60118-1540
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Apr 01, 2019Warranty Deed, Transfer · FHA Mortgage
LIFESTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2019 · Amount on Record
Deed SaleApr 01, 2019 · Amount on Record
Prior SaleSep 22, 2015 · Amount on Record
Deed Document Number201912297
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2687 SPRUCE DR, WEST DUNDEE, IL 60118-1540
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2687 SPRUCE DR, WEST DUNDEE, IL 60118-1540

Mortgage

Document Number0000075178
DateOct 05, 2021
Instrument2021K075178
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term330 Months
DueApr 01, 2049

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 01, 2019
Property Address2687 SPRUCE DR, WEST DUNDEE, IL 60118-1540
Document Number0000012297
Instrument DateAug 29, 2018
Instrument2019K012297
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2687 SPRUCE DR, WEST DUNDEE, IL 60118-1540

Mortgage

Document Number0000012298
DateApr 01, 2019
Instrument2019K012298
Lender
NameLIFESTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2049
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionDundee Township
MunicipalityWest Dundee Village
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,960.00 (+25.17%) Homeowner's exemption
2024$147,122 (+28.54%) Land $26,492 Building $120,630$441,543 (+28.59%) Land $79,508 Building $362,035
2022$9,555.00 (+3.6%) Homeowner's exemption$114,458 (+5.91%) Land $23,837 Building $90,621$343,374 (+5.91%) Land $71,511 Building $271,863
2021$9,223.00 Homeowner's exemption$108,071 Land $22,507 Building $85,564$324,213 Land $67,521 Building $256,692

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898501032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1999–2000)
Most Recent ClaimSep 2000 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

Based on FCC filings for 187 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0890950, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWEST DUNDEE
serves 7,845 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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