2687 Ferdinand Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2687 Ferdinand Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,214 sqft · built 1952
Lot Size0.278 acres (12,100 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Jul 2017)
Tax Bill$6,252 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Nov 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN486-040-11-00

Property Details

APN / Parcel Number

Primary APN486-040-11-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,214 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,100 sqft (0.278 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2687 FERDINAND RD
CityEL CAJON
StateCA
Zip92020-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 TR 002736
Legal SubdivisionFERDINAND ROAD SUB
Legal Tract002736
Legal Block3
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3014
Census Tract16100

Owner

Source: San Diego County records · APN 486-040-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14053 SHILOH RIDGE RD, CONIFER, CO 80433-5131
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2018Deed of Trust, Mortgage · Line of Credit
UMPQUA BANK
Nov 12, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 03, 2017Quit Claim Deed, Transfer
Quitclaim
Jul 03, 2017Grant Deed, Transfer · Conventional Mortgage
UMPQUA BANK
May 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
JWB FAMILY LAW

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2017 · Amount on Record
Deed SaleJul 03, 2017 · Amount on Record
Prior SaleMar 04, 2002 · Amount on Record
Deed Document Number2017301355
Last Transfer DateOct 16, 2017
Transfer Doc0000513952
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2687 FERDINAND RD, EL CAJON, CA 92020-2725
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK CRS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077221
DateFeb 28, 2018
Instrument2018-0077221
Lender
NameUMPQUA BANK
TypeBank
AddressLA MESA, CA 91942
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 12, 2020
Property Address2687 FERDINAND RD, EL CAJON, CA 92020-2725
Document Number0000706986
Instrument DateAug 07, 2020
Instrument706986
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2687 FERDINAND RD EL CAJON CA 920202725, EL CAJON, CA 92020-2725

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 03, 2017
Property Address2687 FERDINAND RD, EL CAJON, CA 92020-2725
Document Number0000513952
Instrument DateOct 16, 2017
Instrument513952
Transaction TypeTransfer
Record UpdatedNov 08, 2017

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2687 FERDINAND RD EL CAJON CA 920202725, EL CAJON, CA 92020-2725

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 03, 2017
Property Address2687 FERDINAND RD, EL CAJON, CA 92020-2725
Document Number0000301355
Map ReferenceMAP2736
Instrument DateJun 06, 2017
Instrument2017-0301355
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1395 COKER WAY, EL CAJON, CA 92021-5021

Mortgage

Document Number0000301356
DateJul 03, 2017
Instrument2017-0301356
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2687 FERDINAND RD, EL CAJON, CA 92020-2725
Document Number0000264843
Instrument DateMay 18, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2687 FERDINAND RD EL CAJON CA 920202725, EL CAJON, CA 92020-2725

Mortgage

Document Number0000264843
DateJun 13, 2017
Instrument264843
Lender
NameJWB FAMILY LAW
Address1901 1ST AVE # 148, SAN DIEGO, CA 92101-0300
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$496,475 (+2%) Land $245,174 Building $251,301
2025$6,252.00 (-0.33%)$486,741 (+4.04%) Land $240,367 Building $246,374
2023$6,273.00 (+4.25%)$467,842 Land $231,034 Building $236,808
2022$6,017.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 536 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: California Internet, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Ferdinand Rd

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