2642 Ferdinand Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2642 Ferdinand Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,538 sqft · built 1952
Lot Size	0.237 acres (10,300 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Mar 2023)
Tax Bill	$10,524 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-040-06-00`

Property Details

APN / Parcel Number

Primary APN	`486-040-06-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,538 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	10,300 sqft (0.237 acres)
Lot Dimensions	163 ft deep x 60 ft wide

Location & Zoning

Street Address	2642 FERDINAND RD
City	EL CAJON
State	CA
Zip	92020-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 6 TR 002736
Legal Subdivision	FERDINAND ROAD SUB
Legal Tract	002736
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3014
Census Tract	16100

Owner

2642 Ferdinand Rd is owned and occupied by two individuals who bought it in March 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2642 FERDINAND RD, EL CAJON, CA 92020-2725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Grant Deed, Transfer · VA Mortgage GOLDEN EMPIRE MORTGAGE INC
Oct 18, 2022	Grant Deed, Transfer WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on File
Deed Sale	Mar 20, 2023 · Amount on File
Prior Sale	Oct 18, 2022 · Amount on File
Deed Document Number	202370062
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2023
Property Address	2642 FERDINAND RD, EL CAJON, CA 92020-2725
Document Number	0000070062
Map Reference	MAP 2736
Instrument Date	Feb 2, 2023
Instrument	2023-0070062
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2642 FERDINAND RD, EL CAJON, CA 92020-2725

Mortgage

Document Number	0000070063
Date	Mar 20, 2023
Instrument	2023-0070063

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 18, 2022
Property Address	2642 FERDINAND RD, EL CAJON, CA 92020-2725
Document Number	0000403178
Map Reference	MAP 2736
Instrument Date	Oct 10, 2022
Instrument	2022-0403178
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 25TH ST # 1, 1, SAN DIEGO, CA 92102-3017
Investor	Possibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2642 FERDINAND RD, EL CAJON, CA 92020-2725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008263
Date	Jan 8, 2020
Instrument	2020-0008263

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2642 Ferdinand Rd was $10,524.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$854,270 (+2%) Land $364,657 Building $489,613
2025	$10,524.00	$837,520 Land $357,507 Building $480,013
2023	$6,741.00 (+150.97%)	$545,000 Land $232,641 Building $312,359
2022	$2,686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2642 Ferdinand Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2642 Ferdinand Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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