2679 Ferdinand Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2679 Ferdinand Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,691 sqft · built 1987
Lot Size0.246 acres (10,700 sqft)
OwnerIndividual Name on Record
Last Sale$879,000 (May 2026)
Tax Bill$5,382 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN486-040-12-00

Property Details

APN / Parcel Number

Primary APN486-040-12-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,691 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area10,700 sqft (0.246 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2679 FERDINAND RD
CityEL CAJON
StateCA
Zip92020-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 12 TR 002736
Legal SubdivisionFERDINAND ROAD SUB
Legal Tract002736
Legal Block3
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3014
Census Tract16100

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2679 FERDINAND RD, EL CAJON, CA 92020-2725
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Prior SaleFeb 3, 1999 · Amount on Record
Deed Document Number2026147824
Record UpdatedSep 20, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 22, 2026
Property Address2679 FERDINAND RD, EL CAJON, CA 92020-2725
Document Number0000147824
Instrument DateMay 19, 2026
Instrument2026147824
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$97,656.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2679 FERDINAND RD, EL CAJON, CA 92020-2725
InvestorPossibly a Property Investor

Mortgage

Document Number0000147825,
DateMay 22, 2026
Instrument2026147825
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$401,153 (+2%) Land $127,912 Building $273,241
2025$5,382.00 (+9.06%)$393,288 (+4.04%) Land $125,404 Building $267,884
2023$4,935.00 (+0.45%)$378,019 Land $120,536 Building $257,483
2022$4,913.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Ferdinand Rd

Nearby Streets

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