2686 Riverside Dr, Costa Mesa, CA 92627 Property Records

Orange County property record for 2686 Riverside Dr, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,059 sqft · built 2006
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Trust Names on File
Tax Bill	$12,067 (2025)
Deeds & Mortgages	Dec 2025 Transfer Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`439-101-37`

Property Details

APN / Parcel Number

Primary APN	`439-101-37`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,059 sqft Living Area
1st Floor Area	3,059 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	7,200 sqft (0.165 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2686 RIVERSIDE DR
City	COSTA MESA
State	CA
Zip	92627-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1362 BLK LOT 25
Legal Subdivision	TRACT NO 1362
Legal Tract	1362
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1005
Census Tract	63102

Owner

2686 Riverside Dr is owner-occupied and held in a trust since September 2004.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2686 RIVERSIDE DR, COSTA MESA, CA 92627-4634
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Intrafamily Transfer, Transfer
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 29, 2004
Transfer Doc	0000891865
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 23, 2025
Property Address	2686 RIVERSIDE DR, COSTA MESA, CA 92627-4634
Document Number	0000355100
Map Reference	MB 42 PG 20
Instrument Date	Dec 23, 2025
Instrument	2025000355100
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2060 N TUSTIN AVE, SANTA ANA, CA 92705-7827

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2686 RIVERSIDE DR, COSTA MESA, CA 92627-4634
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2686 RIVERSIDE DR, COSTA MESA, CA 92627-4634

Mortgage

Document Number	0000577728
Date	Sep 16, 2021
Instrument	2021000577728

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2686 RIVERSIDE DR, COSTA MESA, CA 92627-4634
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2686 RIVERSIDE DR, COSTA MESA, CA 92627-4634

Mortgage

Document Number	0000304885
Date	May 7, 2021
Instrument	2021000304885

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2686 RIVERSIDE DR, COSTA MESA, CA 92627-4634
Document Number	0000245520
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2686 RIVERSIDE DR COSTA MESA CA 926274634, COSTA MESA, CA 92627-4634

Mortgage

Document Number	0000245520
Date	Jun 1, 2020
Instrument	245520

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 31, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2686 RIVERSIDE DR, COSTA MESA, CA 92627-4634
Document Number	0000306605
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2686 RIVERSIDE DR COSTA MESA CA 926274634, COSTA MESA, CA 92627-4634

Mortgage

Document Number	0000306605
Date	Aug 20, 2019
Instrument	306605

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 19, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2686 Riverside Dr was $12,067.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,096,094 (+2%) Land $369,510 Building $726,584
2025	$12,067.00 Homeowner's exemption	$1,074,602 Land $362,264 Building $712,338
2023	$11,540.00 (+1.96%) Homeowner's exemption	$1,032,875 Land $348,197 Building $684,678
2022	$11,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2686 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2686 Riverside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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