2684 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2684 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,977 sqft · built 1967
Lot Size	0.318 acres (13,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$524,000 (Aug 2026)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-02-14061-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-02-14061-0`
Alternative APN	`344256`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,977 sqft Living Area
Gross Area	2,553 sqft
1st Floor Area	1,209 sqft
Upper Floors Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1973
Exterior Material	Combination
Construction Type	Wood
Roof Material	Asphalt
Lot Area	13,870 sqft (0.318 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	51 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2684 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST #2 LOT 61 BLK 14
Legal Subdivision	PATTONS HILLCREST #2
Legal Block	14
Legal Lot Number	61
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1011
Census Tract	970401

Owner

Source: Island County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2684 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jan 26, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 23, 2022	Affidavit of Death of Joint Tenant, Transfer
Dec 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jan 26, 2024 · Amount on Record
Deed Document Number	20264603939
Prior Transfer Date	Nov 17, 2022
Prior Transfer Doc	0004555126
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 3, 2026
Property Address	2684 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Document Number	0004603939
Instrument Date	Jul 30, 2026
Instrument	20264603939
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$847,289.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2684 OLYMPIC DR, OAK HARBOR, WA 98277-8028

Mortgage

Document Number	0004603940,
Date	Aug 3, 2026
Instrument	20264603940

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 26, 2024
Property Address	2684 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Document Number	0004568886
Map Reference	VOL 9 PG 30
Instrument Date	Jan 26, 2024
Instrument	4568886
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2684 OLYMPIC DR, OAK HARBOR, WA 98277-8028

Mortgage

Document Number	0004568887
Date	Jan 26, 2024
Instrument	4568887

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ISLAND WA
Recording Date	Nov 23, 2022
Property Address	2684 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Document Number	0004554128
Map Reference	VOL 6 PG 30
Instrument Date	Nov 17, 2022
Instrument	4554128
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Dec 27, 2022
Property Address	2684 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Document Number	0004555126
Map Reference	VOL 6 PG 30
Instrument Date	Nov 17, 2022
Instrument	4555126
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,940.00 (+114.6%)	$431,013 (+6.68%) Land $210,000 Building $221,013	$431,013 (+6.68%) Land $210,000 Building $221,013
2023	$1,370.00 Senior Citizen's exemption	$404,036 (+7.21%) Land $190,000 Building $214,036	$404,036 (+7.21%) Land $190,000 Building $214,036
2022		$376,878 Land $180,000 Building $196,878	$376,878 Land $180,000 Building $196,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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