2681 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2681 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,658 sqft · built 1977
Lot Size	0.253 acres (11,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,000 (Feb 2026)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-02-13038-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-02-13038-0`
Alternative APN	`344005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,658 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	978 sqft
Upper Floors Area	680 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	11,028 sqft (0.253 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2681 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST #2 S80 LOT 38 BLK 13
Legal Subdivision	PATTONS HILLCREST
Legal Block	13
Legal Lot Number	38
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1012
Census Tract	970401

Owner

Source: Island County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2681 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Dec 12, 2025	Quit Claim Deed, Transfer Quitclaim
May 19, 2021	Intrafamily Transfer, Transfer · VA Mortgage ALASKA USA MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	May 19, 2021
Deed Document Number	20264596879
Prior Transfer Date	Oct 23, 2025
Prior Transfer Doc	0004594545
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Feb 13, 2026
Property Address	2681 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Document Number	0004596879
Map Reference	VOL 6 PG 30
Instrument Date	Feb 9, 2026
Instrument	4596879
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,509.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2681 OLYMPIC DR, OAK HARBOR, WA 98277-8028

Mortgage

Document Number	0004596880
Date	Feb 13, 2026
Instrument	4596880

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Dec 12, 2025
Property Address	2681 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Document Number	0004594545
Map Reference	VOL 6 PG 30
Instrument Date	Oct 23, 2025
Instrument	4594545
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	955 CARL AVE, OAK HARBOR, WA 98277-7607

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	May 19, 2021
Property Address	2681 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Document Number	0004519611
Map Reference	VOL 6 PG 30
Instrument Date	May 14, 2021
Instrument	4519611
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2681 OLYMPIC DR, OAK HARBOR, WA 98277-8028

Mortgage

Document Number	0004519612
Date	May 19, 2021
Instrument	4519612

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,023.00 (+4.71%)	$442,986 (+6.38%) Land $210,000 Building $232,986	$442,986 (+6.38%) Land $210,000 Building $232,986
2023	$2,887.00	$416,425 (+7.31%) Land $190,000 Building $226,425	$416,425 (+7.31%) Land $190,000 Building $226,425
2022		$388,074 Land $180,000 Building $208,074	$388,074 Land $180,000 Building $208,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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