2684 N River Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 2684 N River Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,371 sqft · built 1986
Lot Size	0.079 acres (3,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Sep 2021)
Tax Bill	$8,874 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2019 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`374-731-67`

Property Details

APN / Parcel Number

Primary APN	`374-731-67`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,371 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	3,450 sqft (0.079 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2684 N RIVER TRAIL RD
City	ORANGE
State	CA
Zip	92865-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10539 BLK LOT 90
Legal Subdivision	TRACT NO 10539
Legal Tract	10539
Legal Lot Number	90
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1000
Census Tract	76204

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2684 N RIVER TRAIL RD, ORANGE, CA 92865-2013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Aug 6, 2004 · Amount on Record
Deed Document Number	2021569964
Prior Transfer Date	Apr 24, 2019
Prior Transfer Doc	0000136606
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 13, 2021
Property Address	2684 N RIVER TRAIL RD, ORANGE, CA 92865-2013
Document Number	0000569964
Map Reference	MB 462 PG 25-29
Instrument Date	Aug 19, 2021
Instrument	2021000569964
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2684 N RIVER TRAIL RD, ORANGE, CA 92865-2013

Mortgage

Document Number	0000569965
Date	Sep 13, 2021
Instrument	2021000569965

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 26, 2019
Property Address	2684 N RIVER TRAIL RD, ORANGE, CA 92865-2013
Document Number	0000136606
Instrument Date	Apr 24, 2019
Instrument	136606
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2684 N RIVER TRAIL RD ORANGE CA 928652013, ORANGE, CA 92865-2013

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,648 (+2%) Land $651,836 Building $170,812
2025	$8,874.00 (+4.57%) Homeowner's exemption	$806,518 (+4.04%) Land $639,055 Building $167,463
2023	$8,486.00 (+1.97%) Homeowner's exemption	$775,200 Land $614,239 Building $160,961
2022	$8,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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