2663 Cotoneaster Ct, Waldorf, MD 20601 Property Records

Charles County property record for 2663 Cotoneaster Ct, Waldorf, MD 20601

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,754 sqft · built 1997
Lot Size0.345 acres (15,019 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Jan 2007)
Tax Bill$11,563 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-245188

Property Details

APN / Parcel Number

Primary APN06-245188
Alternative APNs
  • 6245188
  • 245188

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,754 sqft Living Area
Gross Area1,908 sqft
1st Floor Area896 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,019 sqft (0.345 acres)
Garage TypeAttached
Garage Area154 sqft
PorchOpen Porch
Porch Area132 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number245188
Street Address2663 COTONEASTER CT
CityWALDORF
StateMD
Zip20601-2661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 13 PLAT 1 HAMILTON SUB
Legal SubdivisionHAMILTON SUB
Legal Block2
Legal Lot Number13
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850708

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2663 COTONEASTER CT, WALDORF, MD 20601-2661
OccupancyOwner Occupied
Owner TypeIndividual
VestingMinor or Ward

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2007 · Amount on Record
Deed SaleJan 12, 2007 · Amount on Record
Prior SaleJun 27, 2002 · Amount on Record
Deed Document Number20079807
Deed Book / Page6166 / 460
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2663 COTONEASTER CT, WALDORF, MD 20601-2661
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyBUYERS TITLE, BUYERS TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2663 COTONEASTER CT, WALDORF, MD 20601-2661

Mortgage

Document Number0119960181
DateAug 10, 2021
Book Page11996/181
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$395,100 (+12.55%)$405,100 (+8%) Land $126,400 Building $278,700
2025$11,563.00 (+136.12%)
2023$4,897.00 Homeowner's exemption$351,033$375,100 Land $126,400 Building $248,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims10 (1984–2018)
Claims Outside the SFHA9 of 10
Most Recent ClaimApr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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