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2680 Maple Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2680 Maple Ave, Morro Bay, CA 93442 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,237 sqft · built 2005
Lot Size0.092 acres (4,000 sqft)
OwnerIndividual Name on File
Last Sale$2,050,000 (Sep 2023)
Tax Bill$18,581 (2025)
Deeds & MortgagesApr 2026 Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN068-252-022

Property Details

APN / Parcel Number

Primary APN068-252-022

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories3 Stories
Building Area3,237 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)
TerrainSteep
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2680 MAPLE AVE
CityMORRO BAY
StateCA
Zip93442-1726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY MB MORRO DEL MAR 2 BL 26 LT 22
Legal SubdivisionMORRO DEL MAR 02
Legal Block26
Legal Lot Number22
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2005
Census Tract10505

Owner

Source: San Luis Obispo County records · APN 068-252-022

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2680 MAPLE AVE, MORRO BAY, CA 93442-1726
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY CREDIT UNION
Sep 01, 2023Grant Deed, Transfer · Conventional Mortgage
COASTHILLS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2023 · Amount on Record
Deed SaleSep 01, 2023 · Amount on Record
Prior SaleOct 10, 2014 · Amount on Record
Deed Document Number202326049
Prior Transfer DateDec 07, 2016
Prior Transfer Doc0000066090
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 24, 2026
Property Address2680 MAPLE AVE, MORRO BAY, CA 93442-1726
Document Number0000012738
Instrument DateApr 20, 2026
Instrument202612738
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address2680 MAPLE AVE, MORRO BAY, CA 93442-1726

Mortgage

Document Number0000012738,
DateApr 24, 2026
Instrument202612738
Lender
NameUNIVERSITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.88%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 01, 2023
Property Address2680 MAPLE AVE, MORRO BAY, CA 93442-1726
Document Number0000026049
Map ReferenceMB 3 PG 81
Instrument DateAug 01, 2023
Instrument2023026049
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2680 MAPLE AVE, MORRO BAY, CA 93442-1726

Mortgage

Document Number0000026050
DateSep 01, 2023
Instrument2023026050
Lender
NameCOASTHILLS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateSep 01, 2038
Change Frequency10 Years
Min Rate At Change6.5%
Max Rate At Change11.5%
Index10-Year TN
Max Rate11.5%

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$18,581.00 (+1.74%) Homeowner's exemption$1,692,824 (+33.22%) Land $591,896 Building $1,100,928
2024$18,264.00 (+29.85%)
2023$14,065.00 (+6.69%)$1,270,692 Land $519,827 Building $750,865
2022$13,183.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
9 of 11 on primary residences

Wildfire

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire LikelihoodAbout 1 in 189 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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