2650 Maple Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2650 Maple Ave, Morro Bay, CA 93442 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,160 sqft · built 1987
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on File
Last Sale	$785,000 (Aug 2017)
Tax Bill	$9,767 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068-252-019`

Property Details

APN / Parcel Number

Primary APN	`068-252-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2650 MAPLE AVE
City	MORRO BAY
State	CA
Zip	93442-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CY MB MORRO DEL MAR 2 BL 26 LT 19
Legal Subdivision	MORRO DEL MAR 00
Legal Block	26
Legal Lot Number	19
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2005
Census Tract	10505

Owner

Source: San Luis Obispo County records · APN 068-252-019

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2650 MAPLE AVE, MORRO BAY, CA 93442-1726
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Intrafamily Transfer, Transfer
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 30, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Prior Sale	Mar 08, 1994 · Amount on Record
Deed Document Number	201738739
Last Transfer Date	Sep 20, 2022
Transfer Doc	0000037437
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 21, 2022
Property Address	2650 MAPLE AVE, MORRO BAY, CA 93442-1726
Document Number	0000037437
Map Reference	MB 3 PG 81
Instrument Date	Sep 20, 2022
Instrument	2022037437
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1592 E SILVER SUMMIT DR, FRESNO, CA 93730-3589

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2650 MAPLE AVE, MORRO BAY, CA 93442-1726
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 MAPLE AVE, MORRO BAY, CA 93442-1726

Mortgage

Document Number	0000024858
Date	Jun 13, 2022
Instrument	2022024858

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2650 MAPLE AVE, MORRO BAY, CA 93442-1726
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069559
Date	Nov 25, 2020
Instrument	2020069559

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 30, 2017
Property Address	2650 MAPLE AVE, MORRO BAY, CA 93442-1726
Document Number	0000038739
Instrument Date	Jul 13, 2017
Instrument	38739
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$863.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1592 E SILVER SUMMIT DR FRESNO CA 937303589, FRESNO, CA 93730-3589

Mortgage

Document Number	38740
Date	Aug 30, 2017
Instrument	38740

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$911,055 (+2%) Land $464,232 Building $446,823
2025	$9,767.00 (+2.79%) Homeowner's exemption	$893,192 (+4.04%) Land $455,130 Building $438,062
2023	$9,502.00 (+6.68%)	$858,509 Land $437,457 Building $421,052
2022	$8,907.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	About 1 in 189 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Ranch WiFi	Fixed Wireless (unlicensed)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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