San Luis Obispo County property record for 2631 Maple Ave, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,387 sqft · built 1990 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,877 (2025) |
| Deeds & Mortgages | Dec 2025 Reverse Mortgage Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-254-024 |
| Primary APN | 068-254-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 3 Stories |
| Building Area | 2,387 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Terrain | Steep |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 2631 MAPLE AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY MB MORRO DEL MAR SB 2 BL 25 LT 5 |
| Legal Subdivision | MORRO DEL MAR SUB 2 |
| Legal Block | 25 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10505 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2631 MAPLE AVE, MORRO BAY, CA 93442-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 15, 2025 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Mar 6, 2017 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 4, 2025 |
| Transfer Doc | 0000038384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 15, 2025 |
| Property Address | 2631 MAPLE AVE, MORRO BAY, CA 93442-1725 |
| Document Number | 0000038384 |
| Map Reference | MB 3 PG 81 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2025038384 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2631 MAPLE AVE, MORRO BAY, CA 93442-1725 |
| Document Number | 0000038385 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025038385 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 619 Months |
| Due | Jul 18, 2077 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 10.3% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 6, 2017 |
| Property Address | 2631 MAPLE AVE, MORRO BAY, CA 93442-1725 |
| Document Number | 0000010255 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 10255 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2631 MAPLE AVE MORRO BAY CA 934421725, MORRO BAY, CA 93442-1725 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $458,491 (+2%) Land $86,950 Building $371,541 | |
| 2025 | $4,877.00 (+1.75%) Homeowner's exemption | $449,502 (+4.04%) Land $85,246 Building $364,256 |
| 2024 | $4,793.00 (+1.89%) | |
| 2023 | $4,704.00 (+6.72%) Homeowner's exemption | $432,049 Land $81,937 Building $350,112 |
| 2022 | $4,408.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
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