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268 Leaning Pines Loop, Destin, FL 32541 Property Records

Okaloosa County property record for 268 Leaning Pines Loop, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,232 sqft · built 1997
Lot Size0.391 acres (17,039 sqft)
Owner2 Owner Names on File
Last Sale$55,900 (Feb 1997)
Tax Bill$4,835 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-589-9445-0

Property Details

APN / Parcel Number

Primary APNC56-000-589-9445-0
Alternative APN
  • 00-2S-22-1357-00BB-0190

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,232 sqft Heated Area
Gross Area4,270 sqft
1st Floor Area3,232 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area17,039 sqft (0.391 acres)
Garage TypeFinished
Garage Area828 sqft
PorchOpen Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address268 LEANING PINES LOOP
CityDESTIN
StateFL
Zip32541-3418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELLY PLANTATION PH III LOT 19 BLK BB
Legal Range22
Legal Township02S
Legal SubdivisionKELLY PLANTATION PH III
Legal Phase3
Legal BlockBB
Legal Lot Number19
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23304

Owner

Source: Okaloosa County records · APN C56-000-589-9445-0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address268 LEANING PINES LOOP, DESTIN, FL 32541-3418
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
Jan 25, 2021Deed of Trust, Mortgage · Line of Credit
RENASANT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 1997 · Amount on Record
Deed SaleFeb 12, 1997 · Amount on Record
Deed Document Number0020531136
Deed Book / Page2053 / 1136
Last Transfer DateFeb 18, 1997
Transfer Doc0020531136
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address268 LEANING PINES LOOP, DESTIN, FL 32541-3418
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address268 LEANING PINES LOOP, DESTIN, FL 32541-3418

Mortgage

Document Number0035231879
DateFeb 04, 2021
Book Page3523/1879
Instrument3427491
Lender
NameRENASANT BANK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address268 LEANING PINES LOOP, DESTIN, FL 32541-3418
Transaction TypeMortgage
Record UpdatedFeb 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address268 LEANING PINES LOOP, DESTIN, FL 32541-3418

Mortgage

Document Number0035202271
DateJan 25, 2021
Book Page3520/2271
Instrument3424182
Lender
NameRENASANT BANK
TypeBank
AddressSANTA ROSA BEACH, FL 32459
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueFeb 25, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,835.00 (+5.27%) Homeowner's exemption$497,372 (+5.99%)$1,044,857 (+9.91%) Land $351,815 Building $693,042
2023$4,593.00 (+2.23%) Homeowner's exemption$469,277 (+3%)$950,644 (+8.1%) Land $309,924 Building $640,720
2022$4,493.00 Homeowner's exemption$455,609$879,388 Land $281,749 Building $597,639

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233041, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 117 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies460 units insured
343 under condo master policies
Nearby Flood Claims124 (1988–2020)
Claims Outside the SFHA83 of 124
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOctober 18, 1982
NFIP EligibilityNot eligible (built 1997)
built after the October 1, 1983 cutoff · private flood insurance only

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

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