Okaloosa County property record for 266 Leaning Pines Loop, Destin, FL 32541 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,590 sqft · built 2003 |
| Lot Size | 0.364 acres (15,865 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $62,500 (Feb 2002) |
| Tax Bill | $3,743 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-589-9444-3 |
| Primary APN | C56-000-589-9444-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,590 sqft Heated Area |
| Gross Area | 3,321 sqft |
| 1st Floor Area | 2,150 sqft |
| Upper Floors Area | 280 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 15,865 sqft (0.364 acres) |
| Garage Type | Finished |
| Garage Area | 429 sqft |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Patio Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 266 LEANING PINES LOOP |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLY PLANTATION PH III LOT 18 BLK BB |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELLY PLANTATION PH III |
| Legal Phase | 3 |
| Legal Block | BB |
| Legal Lot Number | 18 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-589-9444-3
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 266 LEANING PINES LOOP, DESTIN, FL 32541-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 28, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK |
| Nov 07, 2017 | Loan Modification, Mortgage HANCOCK BK |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2002 · Amount on Record |
| Deed Sale | Feb 13, 2002 · Amount on Record |
| Prior Sale | Feb 13, 2002 · Amount on Record |
| Deed Document Number | 0023423273 |
| Last Transfer Date | Aug 28, 2023 |
| Transfer Doc | 0036892295 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 28, 2023 |
| Property Address | 266 LEANING PINES LOOP, DESTIN, FL 32541-3418 |
| Document Number | 0036892295 |
| Book / Page | 3689 / 2295 |
| Map Reference | MB 15 PG 94&95 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 3643848 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 266 LEANING PINES LOOP, DESTIN, FL 32541-3418 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 266 LEANING PINES LOOP, DESTIN, FL 32541-3418 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 266 LEANING PINES LOOP, DESTIN, FL 32541-3418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032890950 |
|---|---|
| Date | Mar 01, 2017 |
| Book Page | 3289/0950 |
| Instrument | 3120327 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 266 LEANING PINES LOOP, DESTIN, FL 32541-3418 |
| Document Number | 0033290269 |
| Instrument Date | Nov 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 266 LEANING PINES LOOP DESTIN FL 325413418, DESTIN, FL 32541-3418 |
| Document Number | 0033290269 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 003329/000269 |
| Instrument | 3176687 |
| Name | HANCOCK BK |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501-2026 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Dec 07, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,743.00 (+5.38%) Homeowner's exemption | $393,509 (+5.99%) | $839,319 (+12.85%) Land $351,815 Building $487,504 |
| 2023 | $3,552.00 (+2.3%) Homeowner's exemption | $371,281 (+3%) | $743,774 (+8.17%) Land $309,924 Building $433,850 |
| 2022 | $3,472.00 Homeowner's exemption | $360,467 | $687,614 Land $281,749 Building $405,865 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233041, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 117 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured 343 under condo master policies |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Claims By Storm |
|
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | October 18, 1982 |
| NFIP Eligibility | Not eligible (built 2003) built after the October 1, 1983 cutoff · private flood insurance only |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
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