2679 Laughter Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 2679 Laughter Rd S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,081 sqft · built 2020
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on Record
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-07-6-14-03-0-00007-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-6-14-03-0-00007-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,081 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	72,310 sqft (1.66 acres)

Location & Zoning

Street Address	2679 LAUGHTER RD S
City	HERNANDO
State	MS
Zip	38632-9170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SOUTHERN BELLE ESTATES LOT 7
Legal Range	07
Legal Township	03
Legal Section	14
Legal Subdivision	SOUTHERN BELLE ESTATES
Legal Lot Number	7
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1021
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2679 LAUGHTER RD S, HERNANDO, MS 38632-9170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO
Jun 17, 2020	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020
Deed Sale	Dec 7, 2020
Prior Sale	Jun 17, 2020
Deed Document Number	0000094179
Deed Book / Page	941 / 79
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 7, 2020
Property Address	2679 LAUGHTER RD S, HERNANDO, MS 38632-9170
Document Number	0000941/79
Book / Page	941 / 79
Map Reference	MB 130 PG 26
Instrument Date	Dec 4, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6699 HIGHWAY 178, 6699, OLIVE BRANCH, MS 38654-8511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2679 LAUGHTER RD S, HERNANDO, MS 38632-9170

Mortgage

Document Number	0005105265
Date	Dec 7, 2020
Instrument	5105/265

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 17, 2020
Property Address	2679 LAUGHTER RD S, HERNANDO, MS 38632-9170
Document Number	000922/463
Book / Page	922 / 463
Map Reference	MB 130 PG 26
Instrument Date	Jun 16, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3606 BRIDGEFORTH RD, 3606, OLIVE BRANCH, MS 38654-6924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6699 HIGHWAY 178, OLIVE BRANCH, MS 38654-8511
Investor	Possibly a Property Investor

Mortgage

Document Number	0004969510
Date	Jun 17, 2020
Instrument	4969/510

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Mar 16, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00 (+15.03%)	$34,164 (+37.19%) Land $3,800 Building $30,364	$341,636 (+37.19%) Land $38,000 Building $303,636
2023	$2,189.00	$24,903	$249,029 Land $38,000 Building $211,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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