2617 Laughter Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 2617 Laughter Rd S, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Year Built	Built 2024
Square Footage	3,400 sqft Adjusted Area
Lot Size	72,310 sqft (1.66 acres)
Occupancy	Owner Occupied
Tax Bill	$2,688.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-6-14-03-0-00005-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,400 sqft Adjusted Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2024
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	72,310 sqft (1.66 acres)

Location & Zoning

Street Address	2617 LAUGHTER RD S
City	HERNANDO
State	MS
Zip	38632-9170
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SOUTHERN BELLE ESTATES LOT 5
Legal Range	07
Legal Township	03
Legal Section	14
Legal Subdivision	SOUTHERN BELLE ESTATES
Legal Lot Number	5
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1021
Census Tract	71002

Owner

Source: DeSoto County records · APN 3-07-6-14-03-0-00005-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2617 LAUGHTER RD S, HERNANDO, MS 38632-9170
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Nov 16, 2023	Deed of Trust, Mortgage · Closed End Mortgage FIRST SECURITY BANK
Nov 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 16, 2023	Warranty Deed, Transfer UNKNOWN, GUARDIAN TITLE LLC
Apr 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2023
Deed Sale	Nov 16, 2023
Prior Sale	Apr 30, 2021
Deed Doc Number	0102321551
Deed Book / Page	1023 / 21551
Record Refreshed	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2617 LAUGHTER RD S, HERNANDO, MS 38632-9170
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4798 DELBRIDGE CT E, OLIVE BRANCH, MS 38654-8152

Mortgage

Document Number	5661/21252
Date	Mar 12, 2024
Book Page	5661/21252

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Dec 01, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2617 LAUGHTER RD S, HERNANDO, MS 38632-9170
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4798 DELBRIDGE CT E, OLIVE BRANCH, MS 38654-8152

Mortgage

Document Number	5660/105663
Date	Nov 16, 2023
Book Page	5660/105663

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Closed End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 13, 2028

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2617 LAUGHTER RD S, HERNANDO, MS 38632-9170
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4798 DELBRIDGE CT E, OLIVE BRANCH, MS 38654-8152

Mortgage

Document Number	5661/118601
Date	Nov 27, 2024
Book Page	5661/118601

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 16, 2023
Property Address	2617 LAUGHTER RD S, HERNANDO, MS 38632-9170
Document Number	1023/21551
Book / Page	1023 / 21551
Map Reference	MB 130 PG 26
Instrument Date	Nov 13, 2023
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3306 PINETREE LOOP E, SOUTHAVEN, MS 38672-6818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2617 LAUGHTER RD S, HERNANDO, MS 38632-9170

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 30, 2021
Property Address	2617 LAUGHTER RD S, HERNANDO, MS 38632-9170
Document Number	000956/356
Book / Page	956 / 356
Map Reference	MB 130 PG 26
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3606 BRIDGEFORTH RD, OLIVE BRANCH, MS 38654-6924

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	3306 PINETREE LOOP E, SOUTHAVEN, MS 38672-6818
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,688.00 (+372.41%)	$36,234 (+535.68%) Land $3,800 Building $32,434	$362,339 (+853.52%) Land $38,000 Building $324,339
2023	$569.00	$5,700	$38,000 Land $38,000

Flood & Wildfire

2617 Laughter Rd S is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 57th percentile of exposed land nationally · 70th in Mississippi
Wildfire Likelihood	Moderate — about 1 in 662 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

2617 Laughter Rd S, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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