2729 Laughter Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 2729 Laughter Rd S, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2020
Square Footage3,354 sqft Adjusted Area
Lot Size71,874 sqft (1.65 acres)
OccupancyOwner Occupied
Last Sale$391,500 (2021)
Tax Bill$3,016.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-6-14-03-0-00009-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,354 sqft Adjusted Area
1st Floor1,972 sqft 1st Floor
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Veneer Exterior
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area71,874 sqft (1.65 acres)

Location & Zoning

Street Address2729 LAUGHTER RD S
CityHERNANDO
StateMS
Zip38632-9164
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN BELLE ESTATES LOT 9
Legal Range007
Legal Township03S
Legal Section14
Legal SubdivisionSOUTHERN BELLE ESTATES
Legal Lot Number9
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1021
Census Tract71002

Owner

Source: DeSoto County records · APN 3-07-6-14-03-0-00009-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2729 LAUGHTER RD S, HERNANDO, MS 38632-9164
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
DEPARTMENT OF VETERANS AFFAIRS
Mar 16, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 24, 2020Warranty Deed, Construction Loan · Building or Construction Mortgage
FIRST COMMERCIAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Deed Book / Page950 / 782
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2729 LAUGHTER RD S, HERNANDO, MS 38632-9164
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2729 LAUGHTER RD S, HERNANDO, MS 38632-9164

Mortgage

Document Number00005511/9
DateApr 19, 2022
Book Page5511/9
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term348 Months
DueApr 01, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMar 16, 2021
Property Address2729 LAUGHTER RD S, HERNANDO, MS 38632-9164
Document Number000950/782
Book / Page950 / 782
Map ReferenceMB 130 PG 26
Instrument DateMar 12, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8679 BELL FORREST DR, 8679, OLIVE BRANCH, MS 38654-6216

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2729 LAUGHTER RD S, HERNANDO, MS 38632-9164

Mortgage

Document Number0000518659
DateMar 16, 2021
Instrument5186/59
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 24, 2020
Property Address2729 LAUGHTER RD S, HERNANDO, MS 38632-9164
Document Number000926/498
Book / Page926 / 498
Map ReferenceMB 130 PG 26
Instrument DateJul 23, 2020
Transaction TypeConstruction Loan
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3606 BRIDGEFORTH RD, 3606, OLIVE BRANCH, MS 38654-6924

Transferred To (Grantee/Buyer)

NameVerified Name
Address8679 BELL FORREST DR, OLIVE BRANCH, MS 38654-6216

Mortgage

Document Number0004999302
DateJul 24, 2020
Instrument4999/302
Lender
NameFIRST COMMERCIAL BANK
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 23, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,016.00 (+13.55%)$36,562 (+37.61%) Land $3,800 Building $32,762$365,617 (+37.61%) Land $38,000 Building $327,617
2023$2,656.00$26,569$265,689 Land $38,000 Building $227,689

Flood & Wildfire

2729 Laughter Rd S is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
57th percentile of exposed land nationally · 70th in Mississippi
Wildfire LikelihoodModerate — about 1 in 662 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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