2678 S Riptide Ave, Meridian, ID 83642 Property Records

Ada County property record for 2678 S Riptide Ave, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,882 sqft · built 2013
Lot Size	0.117 acres (5,097 sqft)
Owner	Company Name on Record
Tax Bill	$1,300 (2025)
Deeds & Mortgages	Dec 2025 Sale Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R7850270120`

Property Details

APN / Parcel Number

Primary APN	`R7850270120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,498 sqft
1st Floor Area	1,593 sqft
Attic	Attic
Attic Area	289 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	5,097 sqft (0.117 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2678 S RIPTIDE AVE
City	MERIDIAN
State	ID
Zip	83642-6545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 11 BLK 02 SHEPHERD CREEK SUB
Legal Range	01W
Legal Township	03N
Legal Section	24
Legal Subdivision	SHEPHERD CREEK SUB
Legal Block	02
Legal Lot Number	11
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2013
Census Tract	10337

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15366 SEQUOIA GROVE WAY, CALDWELL, ID 83607-5565
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Transfer
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Apr 13, 2020	Deed of Trust, Mortgage EMBRACE HM LOANS
Nov 6, 2017	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025
Deed Sale	Dec 16, 2025
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	202583781
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Dec 16, 2025
Property Address	2678 S RIPTIDE AVE, MERIDIAN, ID 83642-6545
Document Number	0000083781
Map Reference	MB 101 PG 13406
Instrument Date	Dec 8, 2025
Instrument	2025-083781
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15366 SEQUOIA GROVE WAY, CALDWELL, ID 83607-5565

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 13, 2021
Property Address	2678 S RIPTIDE AVE, MERIDIAN, ID 83642-6545
Document Number	0000059315
Map Reference	MB101 PG13406-13408
Instrument Date	Apr 7, 2021
Instrument	2021-059315
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	AK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2676 S RIPTIDE AVE, MERIDIAN, ID 83642-6545
Investor	Possibly a Property Investor

Mortgage

Document Number	0000059316
Date	Apr 13, 2021
Instrument	2021-059316

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2678 S RIPTIDE AVE, MERIDIAN, ID 83642-6545
Document Number	0000048300
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2678 S RIPTIDE AVE MERIDIAN ID 836426545, MERIDIAN, ID 83642-6545

Mortgage

Document Number	0000048300
Date	Apr 24, 2020
Instrument	48300

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2678 S RIPTIDE AVE, MERIDIAN, ID 83642-6545
Document Number	0000108299
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017
Title Company	MORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2678 S RIPTIDE AVE MERIDIAN ID 836426545, MERIDIAN, ID 83642-6545

Mortgage

Document Number	0000108299
Date	Nov 13, 2017
Instrument	108299

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842-2017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,300.00 (-3.92%)	$413,500 (+8.22%)	$413,500 (+8.22%)
2024	$1,353.00 (-29.13%)
2023		$382,100 Land $146,000 Building $236,100	$382,100 Land $146,000 Building $236,100
2022	$1,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, Verizon.

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