2637 Sandy Loam Ct, Sebring, FL 33875 Property Records

Highlands County property record for 2637 Sandy Loam Ct, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,212 sqft · built 1997
Lot Size	0.173 acres (7,565 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Jun 2021)
Tax Bill	$2,887 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C095801400000050`

Property Details

APN / Parcel Number

Primary APN	`C095801400000050`
Alternative APN	`C-09-35-28-014-0000-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,212 sqft Living Area
1st Floor Area	1,861 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,565 sqft (0.173 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Finished
Garage Area	418 sqft
Driveway	Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	271 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C095801400000050
Street Address	2637 SANDY LOAM CT
City	SEBRING
State	FL
Zip	33875-4711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	PRAIRIE OAKS VILLAGE PB 15 PG 88 LOT 5
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	PRAIRIE OAKS VILLAGE
Legal Lot Number	5
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3019
Census Tract	961301

Owner

2637 Sandy Loam Ct is owned and occupied by an individual who bought it in June 2021.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2637 SANDY LOAM CT, SEBRING, FL 33875-4711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Feb 18, 2005 · Amount on File
Deed Document Number	2041918
Deed Book / Page	2834 / 383
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 30, 2021
Property Address	2637 SANDY LOAM CT, SEBRING, FL 33875-4711
Document Number	0002041918
Book / Page	2834 / 383
Map Reference	MB 15 PG 88
Instrument Date	Jun 28, 2021
Instrument	2041918
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7192, SEBRING, FL 33872-0104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2637 SANDY LOAM CT, SEBRING, FL 33875-4711

Mortgage

Document Number	0002834385
Date	Jun 30, 2021
Instrument	2834/385

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,080	$255,635 Land $18,180 Building $237,455
2024	$2,887.00 (+1.94%)
2023	$2,832.00 (+1.32%) Homeowner's exemption	$222,745 (+3%)	$226,850 (+4.9%) Land $12,120 Building $214,730
2022	$2,795.00 Homeowner's exemption	$216,257 Land $12,120 Building $204,137	$216,257 Land $12,120 Building $204,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2637 Sandy Loam Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2637 Sandy Loam Ct is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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