St. Charles County property record for 2670 Upper Bottom Loop Rd, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,100 sqft · built 1992 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $522,500 (Sep 2021) |
| Tax Bill | $5,209 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A893000380 |
| Primary APN | A893000380 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,100 sqft Living Area |
| Gross Area | 4,390 sqft |
| 1st Floor Area | 2,230 sqft |
| Basement Area | 1,316 sqft |
| Finished Basement | 870 sqft |
| Unfinished Basement | 446 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Type | Attached |
| Garage Area | 844 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | Deck Area |
| Patio Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A893000380 |
|---|---|
| Street Address | 2670 UPPER BOTTOM LOOP RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHEELER CANYON EST #1 LOT 70 |
| Legal Subdivision | WHEELER CANYON EST #1 |
| Legal Lot Number | 70 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 311145 |
Source: St. Charles County records · APN A893000380
Assessment roll updated August 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2670 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Sep 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Mar 31, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2021 · Amount on Record |
| Deed Sale | Sep 02, 2021 · Amount on Record |
| Prior Sale | Jan 20, 2016 · Amount on Record |
| Deed Document Number | 202173731 |
| Last Transfer Date | Jun 01, 2026 |
| Transfer Doc | 0000025866 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 02, 2026 |
| Property Address | 2670 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Document Number | 0000025866 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202625866 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2670 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 02, 2021 |
| Property Address | 2670 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Document Number | 2021R073731 |
| Map Reference | MB 28 PG 80 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021R-073731 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 HUNTING MANOR DR, 4, SAINT CHARLES, MO 63303-1808 |
| Name | Verified Name |
|---|---|
| Address | 2670 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Document Number | 2021R073732 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 2021R-073732 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 02, 2021 |
| Property Address | 2670 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Document Number | 0000073731 |
| Map Reference | MB 28 PG 80 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021R-073731 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 HUNTING MANOR DR, SAINT CHARLES, MO 63303-1808 |
| Name | Verified Name |
|---|---|
| Address | 2670 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Investor | Possibly a Property Investor |
| Document Number | 0000073732 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 2021R-073732 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2670 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067201160 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 6720/1160 |
| Instrument | 20170331000191890 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 444 Months |
| Due | Mar 23, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2670 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE PARTNER AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0072650503 |
|---|---|
| Date | Apr 08, 2020 |
| Book Page | 7265/503 |
| Instrument | 20200408000215100 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,209.00 (+7.56%) | $86,911 (+10.86%) | $457,426 (+10.86%) Land $99,000 Building $358,426 |
| 2024 | $4,843.00 | ||
| 2023 | $78,395 | ||
| 2022 | $412,604 Land $77,000 Building $335,604 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111453, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 46 (1978–2024) |
| Claims Outside the SFHA | 28 of 46 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 236 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures