2660 Upper Bottom Loop Rd, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2660 Upper Bottom Loop Rd, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,380 sqft · built 1991
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$467,495 (Jan 2024)
Tax Bill$4,106 (2025)
Deeds & MortgagesJan 2024 Mortgage
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APNA893000381

Property Details

APN / Parcel Number

Primary APNA893000381
Alternative APN
  • 3-0118-6398-00-0071.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,380 sqft Living Area
Gross Area3,936 sqft
1st Floor Area1,704 sqft
Basement Area1,704 sqft
Finished Basement676 sqft
Unfinished Basement1,028 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area42 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA893000381
Street Address2660 UPPER BOTTOM LOOP RD
CitySAINT CHARLES
StateMO
Zip63303-6556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEELER CANYON EST #1 LOT 71
Legal SubdivisionWHEELER CANYON EST #1
Legal Lot Number71
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group3
Census Block3001
Census Tract311145

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2660 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2024Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 31, 2023Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2024 · Amount on Record
Deed SaleJan 19, 2024 · Amount on Record
Deed Document Number20242360
Prior Transfer DateAug 31, 2023
Prior Transfer Doc0000035708
Record UpdatedSep 20, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionST CHARLES MO
Recording DateJan 19, 2024
Property Address2660 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556
Document Number0000002360
Map ReferenceMB 28 PG 80
Instrument DateJan 18, 2024
Instrument2024R-002360
Transaction TypeTransfer
Record UpdatedFeb 1, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1800 1ST CAPITOL DR APT 225, 225, SAINT CHARLES, MO 63301-1662

Transferred To (Grantee/Buyer)

NameVerified Name
Address2660 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556

Mortgage

Document Number0000002361
DateJan 19, 2024
Instrument2024R-002361
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

August 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateAug 31, 2023
Property Address2660 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556
Document Number0000035708
Map ReferenceMB 28 PG 80
Instrument DateAug 31, 2023
Instrument2023R-035708
Transaction TypeTransfer
Record UpdatedSep 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7660 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303

Transferred To (Grantee/Buyer)

NameVerified Name
Address4091 MOUNT VERNON DR, WOODSTOCK, GA 30189-5362

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,939 (+0.78%)$362,836 (+0.78%) Land $99,000 Building $263,836
2025$4,106.00$68,407 (+11.11%)$360,035 (+11.11%) Land $99,000 Building $261,035
2023$61,568
2022$324,044 Land $77,000 Building $247,044

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims46 (1978–2024)
Claims Outside the SFHA28 of 46
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Flooding, Jun 2011 · 2 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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