St. Charles County property record for 2650 Upper Bottom Loop Rd, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,476 sqft · built 1991 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $492,500 (Jun 2021) |
| Tax Bill | $5,147 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | A893000382 |
| Primary APN | A893000382 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,476 sqft Living Area |
| Gross Area | 5,418 sqft |
| 1st Floor Area | 2,476 sqft |
| Basement Area | 2,414 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Patio Area | 476 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A893000382 |
|---|---|
| Street Address | 2650 UPPER BOTTOM LOOP RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHEELER CANYON EST #1 LOT 72 |
| Legal Subdivision | WHEELER CANYON EST #1 |
| Legal Lot Number | 72 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 311145 |
Source: St. Charles County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2650 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Jun 11, 2021 | Affidavit of Death of Joint Tenant, Transfer LENNAR TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2021 · Amount on Record |
| Deed Sale | Jun 11, 2021 · Amount on Record |
| Prior Sale | Nov 21, 2003 · Amount on Record |
| Deed Document Number | 202149960 |
| Prior Transfer Date | May 27, 2021 |
| Prior Transfer Doc | 2021R049959 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 11, 2021 |
| Property Address | 2650 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Document Number | 2021R049960 |
| Map Reference | MB 28 PG 80&81 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021R-049960 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2650 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Document Number | 2021R049961 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021R-049961 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 11, 2021 |
| Property Address | 2650 UPPER BOTTOM LOOP RD, SAINT CHARLES, MO 63303-6556 |
| Document Number | 2021R049959 |
| Map Reference | MB 28 PG 80&81 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021R-049959 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | LENNAR TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 216 LETHAM CT, SAINT CHARLES, MO 63301-4594 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,147.00 (-0.71%) | $85,879 (+2.3%) | $451,994 (+2.3%) Land $99,000 Building $352,994 |
| 2024 | $5,184.00 | ||
| 2023 | $83,951 | ||
| 2022 | $441,845 Land $77,000 Building $364,845 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 46 (1978–2024) |
| Claims Outside the SFHA | 28 of 46 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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