2670 Lail Rd, Morganton, NC 28655 Property Records

Burke County property record for 2670 Lail Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1960
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Aug 2023)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1773135153`

Property Details

APN / Parcel Number

Primary APN	`1773135153`
Alternative APN	`40639`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	12 sqft
Patio Area	12 sqft
Shed	1 Shed
Shed Area	182 sqft
Pole Barn	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1773135153
Street Address	2670 LAIL RD
City	MORGANTON
State	NC
Zip	28655-6433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM DENSITY RES DIST
Legal Description	2670 LAIL RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	4
Census Block	4016
Census Tract	20301

Owner

Source: Burke County assessment roll, APN 1773135153, as of January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 134, GLEN ALPINE, NC 28628-0134
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	0002700503
Deed Book / Page	2700 / 503
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 15, 2023
Property Address	2670 LAIL RD, MORGANTON, NC 28655-6433
Document Number	0027000503
Book / Page	2700 / 503
Instrument Date	Aug 15, 2023
Instrument	2023007492
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 KNOLLWOOD CIR, MORGANTON, NC 28655-8870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 134, GLEN ALPINE, NC 28628-0134

Mortgage

Document Number	2023007493
Date	Aug 15, 2023
Instrument	2023007493

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.27%
Type Change Date	Sep 01, 2028
Change Frequency	6 Months
Min Rate At Change	4.27%
Max Rate At Change	8.2%
Index	5-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

Source: Burke County assessment roll as of January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Glen Alpine Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00 (+14.77%)	$122,324 (+20.78%) Land $14,950 Building $107,374	$122,324 (+20.78%) Land $14,950 Building $107,374
2023	$948.00 (+9.22%)	$101,276 (+33.22%) Land $14,950 Building $86,326	$101,276 (+33.22%) Land $14,950 Building $86,326
2022	$868.00	$76,023 Land $14,950 Building $61,073	$76,023 Land $14,950 Building $61,073

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), as of June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230203014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Tropical Storm Frances

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 69 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0112015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MORGANTON serves 27,221 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.