Burke County property record for 2589 Lail Rd, Morganton, NC 28655 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1985 |
| Square Footage | 5,840 sqft Living Area |
| Lot Size | 31,799 sqft (0.73 acres) |
| Garage | Carport |
| Last Sale | $300,000 (2022) |
| Tax Bill | $2,844.00 (2025) |
| Primary APN | 1773138935 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Building Area | 5,840 sqft Living Area |
| 1st Floor | 3,064 sqft 1st Floor |
| Basement Area | 2,776 sqft Basement |
| Unfinished Basement | 2,776 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Veneer Exterior |
| Roof Material | Metal Roof |
| Lot Area | 31,799 sqft (0.73 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Deck Area | 96 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 170 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 2589 LAIL RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6399 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2589 LAIL RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Minor Civil Division | SILVER CREEK |
| Census Blockgroup | 4 |
| Census Block | 4011 |
| Census Tract | 20301 |
Source: Burke County records · APN 1773138935
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2589 LAIL RD, MORGANTON, NC 28655-6399 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 15, 2024 | Intrafamily Transfer, Transfer |
| Apr 22, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Dec 20, 2019 | Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST |
| Jun 14, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Deed Doc Number | 202221020306 |
| Deed Book / Page | 2618 / 708 |
| Last Transfer Date | May 07, 2024 |
| Transfer Doc | 0027440532 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 15, 2024 |
| Property Address | 2589 LAIL RD, MORGANTON, NC 28655-6399 |
| Document Number | 0027440532 |
| Book / Page | 2744 / 532 |
| Instrument Date | May 07, 2024 |
| Instrument | 2024004201 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2589 LAIL RD, MORGANTON, NC 28655-6399 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2589 LAIL RD, MORGANTON, NC 28655-6399 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 22, 2022 |
| Property Address | 2589 LAIL RD, MORGANTON, NC 28655-6399 |
| Document Number | 0026180708 |
| Book / Page | 2618 / 708 |
| Map Reference | MB 38 PG 175&176 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022020306 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2589 LAIL RD, MORGANTON, NC 28655-6399 |
| Document Number | 2022020307 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022020307 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2589 LAIL RD, MORGANTON, NC 28655-6399 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024400604 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 2440/0604 |
| Instrument | 2017035464 |
| Name | CARTER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MORGANTON, NC 28655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 14, 2018 |
| Property Address | 2589 LAIL RD, MORGANTON, NC 28655-6399 |
| Document Number | 0023520287 |
| Book / Page | 002352 / 000287 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 16986 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2589 LAIL RD MORGANTON NC 28655, MORGANTON, NC 28655 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Glen Alpine Town |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,844.00 (-3.27%) | $337,778 (+0.65%) Land $17,952 Building $319,826 | $337,778 (+0.65%) Land $17,952 Building $319,826 |
| 2023 | $2,940.00 | $335,604 Land $17,952 Building $317,652 | $335,604 Land $17,952 Building $317,652 |
2589 Lail Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 52nd in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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