Burke County property record for 2700 Lail Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,324 sqft · built 1938 |
| Lot Size | 2.64 acres (114,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Jul 2021) |
| Tax Bill | $1,702 (2026) |
| Deeds & Mortgages | May 2021 Mortgage May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1773124858 |
| Primary APN | 1773124858 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Sunroom | Sunroom |
| Flooring | Tile |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 114,998 sqft (2.64 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 624 sqft |
| Deck Area | Deck Area |
| Patio Area | 528 sqft |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Canopy | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2700 LAIL RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM DEN |
| Legal Description | 2700 LAIL RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 20301 |
2700 Lail Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2700 LAIL RD, MORGANTON, NC 28655-9204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 27, 2021 | Administrator's Deed, Transfer |
| May 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Deed Document Number | 20218787 |
| Deed Book / Page | 2557 / 957 |
| Prior Transfer Date | Nov 9, 2006 |
| Prior Transfer Doc | 0016140564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2700 LAIL RD, MORGANTON, NC 28655-9204 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0025410392 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 2541/392 |
| Instrument | 2021005707 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2700 LAIL RD, MORGANTON, NC 28655-9204 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0026250102 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 2625/102 |
| Instrument | 2021021555 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2700 LAIL RD, MORGANTON, NC 28655-9204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0023150646 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 2315/0646 |
| Instrument | 2017009186 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.75% |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 27, 2021 |
| Property Address | 2700 LAIL RD, MORGANTON, NC 28655-9204 |
| Document Number | 0025570957 |
| Book / Page | 2557 / 957 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021008787 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2700 LAIL RD, MORGANTON, NC 28655-9204 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 24, 2017 |
| Property Address | 2700 LAIL RD, MORGANTON, NC 28655-9204 |
| Document Number | 0022940227 |
| Book / Page | 002294 / 000227 |
| Instrument Date | May 24, 2017 |
| Instrument | 4687 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
The 2026 property tax bill for 2700 Lail Rd was $1,702, up 0.3% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Glen Alpine Town |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,702.00 (+0.29%) | $196,996 (-) Land $29,197 Building $167,799 | $196,996 (-) Land $29,197 Building $167,799 |
| 2025 | $1,697.00 | $196,996 Land $29,197 Building $167,799 | $196,996 Land $29,197 Building $167,799 |
| 2023 | $1,065.00 | $114,967 Land $29,197 Building $85,770 | $114,967 Land $29,197 Building $85,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2700 Lail Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Tropical Storm Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2700 Lail Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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