267 S State St, Elgin, IL 60123 Property Records

Kane County property record for 267 S State St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,129 sqft · built 1863
Lot Size	0.99 acres (4,328 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Sep 2021)
Tax Bill	$4,293 (2025)
Deeds & Mortgages	Sep 2021 Sale Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-13-357-008`

Property Details

APN / Parcel Number

Primary APN	`06-13-357-008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,129 sqft Living Area
Gross Area	1,543 sqft
Basement Area	414 sqft

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1863
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,328 sqft (0.99 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	267 S STATE ST
City	ELGIN
State	IL
Zip	60123-0702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B W RAYMONDS 2ND ADDN DESC IN DOC 2009K074276
Legal Subdivision	B W RAYMONDS 2ND ADDN
Legal Block	1
Legal Lot Number	18
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	267 S STATE ST, ELGIN, IL 60123-0702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jan 28, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jan 3, 2020	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Jan 28, 2020 · Amount on Record
Deed Document Number	202167524
Prior Transfer Date	Sep 24, 2014
Prior Transfer Doc	0000000368
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 3, 2021
Property Address	267 S STATE ST, ELGIN, IL 60123-0702
Document Number	0000067524
Instrument Date	Aug 31, 2021
Instrument	2021K067524
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	267 S STATE ST, 267, ELGIN, IL 60123-0702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	267 S STATE ST, ELGIN, IL 60123-0702

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 28, 2020
Property Address	267 S STATE ST, ELGIN, IL 60123-0702
Document Number	0000005001
Instrument Date	Jan 24, 2020
Instrument	5001
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CARDIANE DR BLOOMINGDALE IL 60108, BLOOMINGDALE, IL 60108

Mortgage

Document Number	5002
Date	Jan 28, 2020
Instrument	5002

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Jan 3, 2020
Property Address	267 S STATE ST, ELGIN, IL 60123-0702
Document Number	0000000368
Instrument Date	Jan 3, 2020
Instrument	368
Record Updated	Jan 22, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	267 S STATE ST ELGIN IL 601230702, ELGIN, IL 60123-0702

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,293.00 (+15.96%)	$56,282 (+8.57%) Land $15,882 Building $40,400	$168,914 (+8.57%) Land $47,665 Building $121,248
2024		$51,839 (+21.39%) Land $14,628 Building $37,211	$155,579 (+21.44%) Land $43,902 Building $111,678
2022	$3,702.00 (+22.34%)	$42,703 (+6.96%) Land $12,050 Building $30,653	$128,109 (+6.96%) Land $36,150 Building $91,959
2021	$3,026.00 Homeowner's exemption	$39,924 Land $11,266 Building $28,658	$119,772 Land $33,798 Building $85,974

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

Nearby Properties on S State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures