2651 Cotoneaster Ct, Waldorf, MD 20601 Property Records

Charles County property record for 2651 Cotoneaster Ct, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,484 sqft · built 1998
Lot Size	0.346 acres (15,081 sqft)
Owner	Individual Name on Record
Last Sale	$264,500 (Jan 2021)
Tax Bill	$10,904 (2025)
Deeds & Mortgages	Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-245196`

Property Details

APN / Parcel Number

Primary APN	`06-245196`
Alternative APNs	`6245196` `245196`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	598 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,081 sqft (0.346 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	330 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	245196
Street Address	2651 COTONEASTER CT
City	WALDORF
State	MD
Zip	20601-2661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 14 PLAT 1 HAMILTON SUB
Legal Subdivision	HAMILTON SUB
Legal Block	2
Legal Lot Number	14
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2000
Census Tract	850708

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2651 COTONEASTER CT, WALDORF, MD 20601-2661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Mar 31, 1998 · Amount on Record
Deed Book / Page	11532 / 1
Prior Transfer Date	Oct 4, 2005
Prior Transfer Doc	0054900446
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 8, 2021
Property Address	2651 COTONEASTER CT, WALDORF, MD 20601-2661
Document Number	0115320001
Book / Page	011532 / 000001
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	CLOSING DAY SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 COTONEASTER CT WALDORF MD 206012661, WALDORF, MD 20601-2661

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,900 (+7.92%)	$422,800 (-) Land $126,400 Building $296,400
2025	$10,904.00 (+139.02%) Homeowner's exemption	$365,000 (+13.4%)	$422,800 (+25.8%) Land $126,400 Building $296,400
2023	$4,562.00 Homeowner's exemption	$321,867	$336,100 Land $126,400 Building $209,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1984–2018)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Apr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20