2660 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2660 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Vacant Land
Lot Size	1.11 acres (48,526 sqft)
Owner	Company Name on Record
Last Sale	$1,387,500 (Feb 2013)
Tax Bill	$138 (2023)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3643-37-4514`

Property Details

APN / Parcel Number

Primary APN	`3643-37-4514`
Alternative APNs	`244930` `90743`

Exterior

Lot Area	48,526 sqft (1.11 acres)

Location & Zoning

Account Number	244930
Street Address	2660 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-4285
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	G-B
Legal Description	PT DAVIS SUB. #3-9
Legal Subdivision	PT DAVIS SUB
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2015
Census Tract	70202

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3824 N ASHLAND AVE, CHICAGO, IL 60613-4699
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage UWHARRIE BANK
Oct 11, 2021	Deed of Trust, Mortgage · Unknown BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2013 · Amount on Record
Deed Sale	Feb 6, 2013 · Amount on Record
Deed Document Number	0002374342
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2660 E MAIN ST, LINCOLNTON, NC 28092-4285
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003224915
Date	Jan 24, 2023
Book Page	3224/915
Instrument	662774

Lender

Name	UWHARRIE BANK
Type	Bank
Address	CONCORD, NC 28025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 9, 2043

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2660 E MAIN ST, LINCOLNTON, NC 28092-4285
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 N ASHLAND AVE, CHICAGO, IL 60613-4699

Mortgage

Document Number	309492
Date	Oct 11, 2021
Book Page	3094/92
Instrument	640437

Lender

Name	BUSEY BANK
Type	Bank
Address	WILLOWBROOK, IL 60527

Agreement

Type	Unknown
Amount	Amount Recorded
Term	47 Months
Due	Sep 29, 2025

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$138.00	$22,210 Land $22,210	$22,210 Land $22,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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