2680 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2680 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,336 sqft · built 1929
Lot Size	2.71 acres (118,222 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Feb 2008)
Tax Bill	$3,237 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3643-37-7277`

Property Details

APN / Parcel Number

Primary APN	`3643-37-7277`
Alternative APNs	`364306375548` `189989` `26949`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	118,222 sqft (2.71 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	189989
Street Address	2680 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-4285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G-B
Legal Description	2634 E MAIN ST HMSTE
Legal Subdivision	MINOR SUBDIVISION HELEN R FINGER ESTATE
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2014
Census Tract	70202

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 25028, ASHEVILLE, NC 28813-1028
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage UWHARRIE BANK
Mar 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2008 · Amount on Record
Deed Sale	Feb 1, 2008 · Amount on Record
Deed Book / Page	2004 / 406
Last Transfer Date	Feb 28, 2019
Transfer Doc	28000871
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2680 E MAIN ST, LINCOLNTON, NC 28092-4285
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003224915
Date	Jan 24, 2023
Book Page	3224/915
Instrument	662774

Lender

Name	UWHARRIE BANK
Type	Bank
Address	CONCORD, NC 28025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 9, 2043

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 5, 2019
Property Address	2680 E MAIN ST, LINCOLNTON, NC 28092-4285
Document Number	2800871
Book / Page	002800 / 000871
Instrument Date	Feb 28, 2019
Instrument	589501
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 25028 ASHEVILLE NC 288131028, ASHEVILLE, NC 28813-1028

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,237.00	$310,102 (-) Land $300,661 Building $9,441	$310,102 (-) Land $300,661 Building $9,441
2025	$3,237.00 (+0.62%)	$310,102 (-) Land $300,661 Building $9,441	$310,102 (-) Land $300,661 Building $9,441
2023	$3,217.00	$310,102 Land $300,661 Building $9,441	$310,102 Land $300,661 Building $9,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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