2614 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2614 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Bank, Financial Building
Details	2,311 sqft · built 1971
Lot Size	0.967 acres (42,123 sqft)
Owner	Individual Name on Record
Last Sale	$241,500 (Nov 2016)
Tax Bill	$8,053 (2023)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3643-27-8239`

Property Details

APN / Parcel Number

Primary APN	`3643-27-8239`
Alternative APNs	`364310278239` `252180` `50794`

Interior

Stories	1 Story
Building Area	2,311 sqft Finished Area

Exterior

Year Built	Built 1971
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	42,123 sqft (0.967 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	252180
Old Parcel Number	364310278239
Street Address	2614 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-4319
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	G-B
Legal Description	2614 E MAIN ST
Legal Block	27
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2020
Census Tract	70202

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2614 E MAIN ST, LINCOLNTON, NC 28092-4319
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage PEOPLES BK
Dec 11, 2017	Deed of Trust, Mortgage LIVE OAK BKG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2016 · Amount on Record
Deed Sale	Nov 21, 2016 · Amount on Record
Deed Document Number	0002629634
Deed Book / Page	2629 / 634
Record Updated	Jun 7, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2614 E MAIN ST, LINCOLNTON, NC 28092-4319
Document Number	2870873
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6144 WARD GAP RD CASAR NC 28020, CASAR, NC 28020

Mortgage

Document Number	2870873
Date	Dec 20, 2019
Book Page	002870/000873
Instrument	602287

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2614 E MAIN ST, LINCOLNTON, NC 28092-4319
Document Number	27111021
Book / Page	002711 / 001021
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 MYRA LN LINCOLNTON NC 280924369, LINCOLNTON, NC 28092-4369

Mortgage

Document Number	27111021
Date	Dec 12, 2017
Book Page	002711/001021
Instrument	571773

Lender

Name	LIVE OAK BKG
Type	Bank
Address	1741 TIBURON DR, WILMINGTON, NC 28403-6244

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Dec 11, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,053.00	$794,174 Land $473,872 Building $320,302	$794,174 Land $473,872 Building $320,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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