266 Spotted Saddle Way, Fallbrook, CA 92028 Property Records

San Diego County property record for 266 Spotted Saddle Way, Fallbrook, CA 92028

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,579 sqft · built 2019
Lot Size18.8 acres (820,061 sqft)
OwnerCompany Name on Record
Last Sale$448,500 (Jun 2019)
Tax Bill$7,451 (2025)
Deeds & MortgagesOct 2019 Transfer
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN108-124-04-06

Property Details

APN / Parcel Number

Primary APN108-124-04-06

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,579 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Lot Area820,061 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address266 SPOTTED SADDLE WAY
CityFALLBROOK
StateCA
Zip92028-6508
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionLOT 148 US 86 PER DOC18-0323384&UND INT IN MODULE 14 TR 016183
Legal Tract016183
Legal Block1
Legal Lot Number148
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1085
Census Tract19002

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3515 PURER RD, ESCONDIDO, CA 92029-7276
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 5, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
SPROUT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2019 · Amount on Record
Deed SaleJun 5, 2019 · Amount on Record
Deed Document Number2019217455
Last Transfer DateSep 16, 2019
Transfer Doc0000435284
Record UpdatedSep 20, 2026

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 1, 2019
Property Address266 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508
Document Number0000435284
Instrument DateSep 16, 2019
Instrument435284
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3515 PURER RD ESCONDIDO CA 920297276, ESCONDIDO, CA 92029-7276

June 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 5, 2019
Property Address266 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508
Document Number0000217455
Instrument DateMay 2, 2019
Instrument217455
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 13, 2019
Title CompanyLAWYERS TITLE-OC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$493.35
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3515 PURER RD ESCONDIDO CA 920297276, ESCONDIDO, CA 92029-7276

Mortgage

Document Number217456
DateJun 5, 2019
Instrument217456
Lender
NameSPROUT MTG
AddressIRVING, TX 75038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2049
Interest
Rate TypeAdjustable Rate
Rate5.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$509,770 (+2%) Land $204,807 Building $304,963
2025$7,451.00 (+5.08%)$499,776 (+4.04%) Land $200,792 Building $298,984
2023$7,091.00 (+0.55%)$480,371 Land $192,996 Building $287,375
2022$7,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 50% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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