San Diego County property record for 259 Spotted Saddle Way, Fallbrook, CA 92028
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,579 sqft · built 2019 |
| Lot Size | 18.8 acres (820,061 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (May 2024) |
| Tax Bill | $9,476 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-124-03-66 |
| Primary APN | 108-124-03-66 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,579 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Condo/Apartment |
| Lot Area | 820,061 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 259 SPOTTED SADDLE WAY |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-6509 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Legal Description | LOT 148 US 66 PER DOC18-0397120&UND INT IN MODULE 16 TR 016183 |
| Legal Subdivision | SAN DIEGO #5338-2 |
| Legal Tract | 016183 |
| Legal Block | 1 |
| Legal Lot Number | 148 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 19002 |
Source: San Diego County records · APN 108-124-03-66
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 259 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 09, 2024 | Grant Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Sep 16, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2024 · Amount on Record |
| Deed Sale | May 09, 2024 · Amount on Record |
| Prior Sale | Sep 16, 2019 · Amount on Record |
| Deed Document Number | 2024117036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 09, 2024 |
| Property Address | 259 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509 |
| Document Number | 0000117036 |
| Map Reference | MAP 16183 |
| Instrument Date | Apr 06, 2024 |
| Instrument | 2024-0117036 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 259 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509 |
| Document Number | 0000117037 |
|---|---|
| Date | May 09, 2024 |
| Instrument | 2024-0117037 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 259 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TIMIOS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1415 EI NIDO DR, FALLBROOK, CA 92028-8697 |
| Document Number | 0000703333 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020-0703333 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 16, 2019 |
| Property Address | 259 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509 |
| Document Number | 0000403384 |
| Map Reference | MAP 16183 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 2019-0403384 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE OC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 259 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6509 |
| Document Number | 0000403385 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 2019-0403385 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $702,268 (+2%) Land $277,456 Building $424,812 | |
| 2025 | $9,476.00 (+35.62%) | $688,499 (+52.22%) Land $272,016 Building $416,483 |
| 2024 | $6,987.00 (+2.84%) | |
| 2023 | $6,794.00 (+0.58%) | $452,303 Land $178,699 Building $273,604 |
| 2022 | $6,755.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 19 (1978–2019) |
| Claims Outside the SFHA | 6 of 19 |
| Most Recent Claim | Mar 2019 |
| Claims by Event |
|
| Wildfire Risk | High above 74% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 509 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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