260 Spotted Saddle Way, Fallbrook, CA 92028 Property Records

San Diego County property record for 260 Spotted Saddle Way, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,156 sqft · built 2019
Lot Size18.8 acres (820,061 sqft)
Owner2 Individual Names on File
Last Sale$676,000 (Mar 2023)
Tax Bill$10,043 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN108-124-04-07

Property Details

APN / Parcel Number

Primary APN108-124-04-07

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,156 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Lot Area820,061 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address260 SPOTTED SADDLE WAY
CityFALLBROOK
StateCA
Zip92028-6508
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 148 US 87 PER DOC18-0323384&UND INT IN MODULE 14 TR 016183
Legal Subdivision5338-2
Legal Tract016183
Legal Block1
Legal Lot Number148
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1085
Census Tract19002

Owner

Source: San Diego County records · APN 108-124-04-07

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address260 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2023Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
JFQ LENDING INC
Oct 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 22, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2023 · Amount on Record
Deed SaleMar 27, 2023 · Amount on Record
Prior SaleMar 22, 2019 · Amount on Record
Deed Document Number202377242
Record UpdatedSep 20, 2026

March 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 27, 2023
Property Address260 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508
Document Number0000077242
Map ReferenceFILE 2017-7000107
Instrument DateFeb 28, 2023
Instrument2023-0077242
Transaction TypeTransfer
Record UpdatedApr 04, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address260 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508

Mortgage

Document Number0000077243
DateMar 27, 2023
Instrument2023-0077243
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address260 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508
Transaction TypeMortgage
Record UpdatedSep 03, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508

Mortgage

Document Number0000604024
DateAug 25, 2021
Instrument2021-0604024
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85256
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address260 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508
Document Number0000505336
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedNov 12, 2019
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address260 SPOTTED SADDLE WAY FALLBROOK CA 920286508, FALLBROOK, CA 92028-6508

Mortgage

Document Number0000505336
DateNov 04, 2019
Instrument505336
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 03, 2049

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 22, 2019
Property Address260 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508
Document Number0000103648
Map ReferenceFILE 2017-7000107
Instrument DateMar 04, 2019
Instrument2019-0103648
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE OC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address260 SPOTTED SADDLE WAY, FALLBROOK, CA 92028-6508

Mortgage

Document Number0000103649
DateMar 22, 2019
Instrument2019-0103649
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$717,374 (+2%) Land $254,068 Building $463,306
2025$10,043.00 (+28.07%) Homeowner's exemption$703,309 (+36.66%) Land $249,087 Building $454,222
2023$7,842.00 (+0.64%) Homeowner's exemption$514,653 Land $182,272 Building $332,381
2022$7,792.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire LikelihoodAbout 1 in 200 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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