Berkeley County property record for 265 Overcup Loop, Summerville, SC 29486 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2014 |
| Square Footage | 3,292 sqft Finished Area |
| Lot Size | 8,708 sqft (0.199 acres) |
| Garage | 476 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $358,000 (2020) |
| Tax Bill | $1,776.00 (2025) |
Source: Berkeley County records · APN 195-02-02-058
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Nov 25, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 16, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 11, 2018 | Deed, Transfer · Veterans Administration Mortgage PRIMELENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Prior Sale | Apr 11, 2018 · Amount on Record |
| Deed Doc Number | 202035697 |
| Deed Book / Page | 3503 / 748 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 265 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03201/0766 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 3201/0766 |
| Instrument | 2019043137 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 16, 2020 |
| Property Address | 265 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 03503/0748 |
| Book / Page | 3503 / 748 |
| Map Reference | MB P PG 306-308P |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020035697 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,324.70 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 265 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 2020035698 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020035698 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Apr 11, 2018 |
| Property Address | 265 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 02718/0144 |
| Book / Page | 2718 / 0144 |
| Map Reference | MB P PG 306-308-P |
| Instrument Date | Apr 06, 2018 |
| Instrument | 2018011736 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.60 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 2018011737 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 2018011737 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,900 (+2,4%) Land $90,004 Building $307,896 | $486,300 (-) Land $110,000 Building $376,300 | |
| 2025 | $1,776.00 (+3.74%) | $15,916 (-) Land $3,600 Building $12,316 | $486,300 (-) Land $110,000 Building $376,300 |
| 2024 | $1,712.00 (-70.01%) Homeowner's exemption | $15,916 (+15%) Land $3,600 Building $12,316 | $486,300 (+40.55%) Land $110,000 Building $376,300 |
| 2022 | $5,708.00 Homeowner's exemption | $13,840 Land $2,080 Building $11,760 | $346,000 Land $52,000 Building $294,000 |
Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 195-02-02-058 |
|---|---|
| Alternative APN |
|
| Building Area | 3,292 sqft Finished Area |
|---|---|
| Gross Area | 4,014 sqft Gross Area |
| 1st Floor | 1,410 sqft 1st Floor |
| 2nd Floor | 1,882 sqft 2nd Floor |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 8,708 sqft (0.199 acres) |
| Garage Area | 476 sqft Garage |
| Porch Area | 246 sqft Porch |
| Street Address | 265 OVERCUP LOOP |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-6969 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 20LINDERA PRESERVE |
| Legal Subdivision | CANE BAY (LINDERA PRESERVE) |
| Legal Lot Number | 20L |
| Jurisdiction | BERKELEY SC |
| Minor Civil Division | GOOSE CREEK-HANAHAN |
| Census Blockgroup | 2 |
| Census Block | 2071 |
| Census Tract | 20711 |
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