Berkeley County property record for 260 Overcup Loop, Summerville, SC 29486 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2014 |
| Square Footage | 3,483 sqft Finished Area |
| Lot Size | 10,247 sqft (0.235 acres) |
| Garage | 420 sqft |
| Pool | 1 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2026) |
| Tax Bill | $1,777.00 (2025) |
Source: Berkeley County records · APN 195-02-02-089
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 260 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed, Transfer · Veterans Administration Mortgage PROSPERITY HOME MORTGAGE LLC |
| Aug 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2026 · Amount on Record |
| Deed Sale | Jan 27, 2026 · Amount on Record |
| Prior Sale | Jan 27, 2014 · Amount on Record |
| Deed Doc Number | 20262863 |
| Deed Book / Page | 5454 / 926 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jan 27, 2026 |
| Property Address | 260 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 05454/0926 |
| Book / Page | 5454 / 926 |
| Map Reference | MB P PG 306-308 |
| Instrument Date | Jan 19, 2026 |
| Instrument | 2026002863 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 260 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Document Number | 2026002864 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026002864 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 260 OVERCUP LOOP, SUMMERVILLE, SC 29486-6969 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03448/0556 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 3448/556 |
| Instrument | 2020028744 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,590 (+2,399.94%) Land $80,140 Building $318,450 | $547,100 (-) Land $110,000 Building $437,100 | |
| 2025 | $1,777.00 (+3.68%) | $15,944 (-) Land $3,206 Building $12,738 | $547,100 (-) Land $110,000 Building $437,100 |
| 2024 | $1,714.00 (-0.06%) Homeowner's exemption | $15,944 (+15%) Land $3,206 Building $12,738 | $547,100 (+57.85%) Land $110,000 Building $437,100 |
| 2022 | $1,715.00 Homeowner's exemption | $13,864 Land $1,800 Building $12,064 | $346,600 Land $45,000 Building $301,600 |
Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 195-02-02-089 |
|---|---|
| Alternative APN |
|
| Building Area | 3,483 sqft Finished Area |
|---|---|
| Gross Area | 4,051 sqft Gross Area |
| 1st Floor | 1,326 sqft 1st Floor |
| 2nd Floor | 1,481 sqft 2nd Floor |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 10,247 sqft (0.235 acres) |
| Garage Area | 420 sqft Garage |
| Pool Area | 1 sqft Pool |
| Porch Area | 148 sqft Porch |
| Street Address | 260 OVERCUP LOOP |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-6969 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 87LINDERA PRESERVE |
| Legal Subdivision | CANE BAY (LINDERA PRESERVE) |
| Legal Lot Number | 87 |
| Jurisdiction | BERKELEY SC |
| Minor Civil Division | GOOSE CREEK-HANAHAN |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 20711 |
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